Skip to content

Explore Our Resources

April 10, 2022

Business Line of Credit

If you’re in need of access to money “on demand”, you may want to consider a business line of credit. Here’s some information to consider regarding this flexible... Read More
April 03, 2022

What is Working Capital? Definition and Key Information

Working capital is the lifeblood of any small business. SmartBiz customers often use SBA 7(a) loan proceeds for working capital to spark growth. Here’s what you need... Read More
April 03, 2022

April is Stress Awareness Month: How Small Business Owners Can Observe

Wow. The world is experiencing crazy times. 2020, 2021, and now 2022 have been extremely challenging on a personal, economic, and worldwide scale. It's safe to say... Read More
April 02, 2022

10 Strategies for Business Owners to Help Save Money

If you've ever looked at methods to cut business expenses, you probably realized that it's harder than it looks. However, there are solid ways business owners can save... Read More
April 02, 2022

SBA Loan Timeline and How to Apply in 2022

A traditional SBA 7(a) loan can provide valuable working capital or help you refinance expensive debt.. When you’re shopping for a lender, one important detail to know... Read More
March 30, 2022

10 Best Productivity Hacks Small Businesses Can Leverage Today

Businesses have finite resources, and a good manager knows how to use these resources effectively and efficiently. Hacks are about making processes and employees better Read More
March 29, 2022

The Happy Cooking Hospitality Group Business Story

SmartBiz employees have been working hard to help thousands of small businesses qualify for forgivable funds needed. Small businesses are truly the backbone of the... Read More
March 28, 2022

7 Consistent Sales Methods for SaaS Leads Using LinkedIn® in 2022

Software as a Service (SaaS) marketers tend to spend a lot of time and money creating content and promoting it, but lead generation doesn’t come easy in this industry. Read More
March 25, 2022

Essential Tools You Need to Grow Your Business

An old saying by Emmert Wolf states that “a man is only as good as his tools”. And while we are sure that he didn't have modern companies in mind, this saying holds... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top


1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.