Purchase or refinance Commercial Real Estate with an SBA loan
With fully-amortizing 25-year terms and variable interest rates, SBA 7(a) loans offered from banks in the SmartBiz network are a great option for small businesses looking to refinance an existing commercial real estate mortgage, or buy an office building or other owner-occupied commercial space.
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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan