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Megan Grant

Megan Grant

About Megan Megan Grant is a writer based in Las Vegas, Nev. After becoming a small business owner, she discovered she had much to learn about spending, saving and investing. Over the years, she’s made it a priority to become more money-savvy and hopefully, help others do the same through her writing. In her free time, Megan enjoys working out, being outside, reading and spending time with her family—especially Peanut the Chihuahua. Background Megan has been writing professionally for about 13 years. Her work has been published around the world, including in publications like Bustle, Elite Daily, Parade Magazine and The Daily Dot. Her goal is to use her writing to inspire, educate and entertain. Education Megan has a bachelor’s degree in Communication Studies from the University of Michigan-Ann Arbor. She considers herself a lifelong learner and enjoys working in an industry that keeps her on her toes.

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About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

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Posts By Megan Grant

Money Management
June 30, 2023

Tax Deductions for Small Businesses: 12 Areas to Consider

Many of us may have heard a horror story about someone who got audited, which typically costs a lot of time and money. Because of that fear, small business owners are... Read More
Business Loans
March 20, 2023

7 Loans for Insurance Firms

There are roughly 415,446 insurance businesses in the U.S. as of 2022, and it's safe to say that the industry is competitive. To stay a financially sound agency and attract... Read More
Business Loans
March 18, 2023

6 Loans for Retailers to Boost Your Small Business

The retail industry faces many unique challenges, such as frequent high and low seasons, and ever-changing trends. The retail industry also has quite a bit of upfront... Read More
Marketing
February 09, 2023

Top 15 Black-Owned Businesses and What to Learn From Them

Research tells us that in 2021, Black spending power is around $1.6 trillion. This population is not just spending, they’re also supporting the economy by starting new... Read More
Money Management
September 12, 2022

Break-Even Analysis: What it is and How to Calculate it

When you’re starting or growing your business, you want to have the tools in place to forecast future financial circumstances. This means better understanding when... Read More
Money Management
August 22, 2022

How to Calculate Year-Over-Year Growth and Why it’s Important

There are several ways to track how your company is succeeding and where it needs improvement. Year-over-year growth is among the most reliable of these measures,... Read More
Business Loans
July 22, 2022

SBA Grant vs. Loan: What are the Differences?

If you’re looking for funding for your small business, you have a number of options. Two of them are grants and loans. How do SBA grants and SBA loans compare, and... Read More
Business Loans
June 10, 2022

What Does the SBA Loan Processing Time Look Like?

A U.S. Bank study tells us that about 82% of businesses fail due to poor cash management. While responsibly managing cash flow involves a number of facets, one avenue... Read More
Business Loans
June 09, 2022

SBA Loan vs Commercial Loan 2022: How Do They Compare?

Somewhere in the neighborhood of 600,000 small businesses launch in the United States every year. And within the first two years, 20% of them will likely collapse.... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.