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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Small Business Loans
March 05, 2025

How to Use an SBA Loan to Transition Your Business to the Next Generation

Handing your small business to the next generation is a defining moment in any entrepreneur's journey. Whether you’re passing the reins to a family member, a trusted... Read More
Marketing
February 26, 2025

19 Companies That Use Social Media Marketing Effectively

Social media is a powerful tool for businesses of all sizes. It’s an affordable way to build brand awareness, connect with customers, and drive sales. But with so many... Read More
Business Loans
February 19, 2025

Are SBA Loans Taxable? Essential Tax Information for Small Business Owners

Small Business Administration (SBA) loans are often a top funding choice for small business owners. They typically offer lower interest rates, longer repayment terms, and... Read More
Business Loans
February 12, 2025

SBA Loan Timeline and How to Apply in 2025

An SBA 7(a) loan may provide valuable working capital or help you refinance expensive debt. When you’re shopping for a lender, one important factor to consider is the... Read More
Business Loans
February 05, 2025

Glossary of Terms for Small Business Owners 

Running a small business is no small task. You're juggling multiple priorities daily—from managing employees to growing sales. And in the background, the systems and... Read More
Marketing
January 29, 2025

Black History Month Small Business Guide

Black business owners have been essential to America’s growth, driving economic progress and fostering community development. Their contributions are deeply woven into the... Read More
Money Management
January 21, 2025

2025 Tax Tips and Deadlines

Tax season can be stressful for small business owners, but it’s also an opportunity to get your financial house in order. Whether you're preparing to apply for a small... Read More
Business Loans
January 15, 2025

Business Lines of Credit: How They Work and Tips on How to Qualify

You’ve just secured the biggest order of the year—great news for your business. But there’s a catch. Payment won’t arrive for 60 days, and in the meantime, payroll is due,... Read More
Operations
January 06, 2025

Cybersecurity for Small Businesses

As a small business owner, you may think cybersecurity concerns are reserved for big companies. After all, the breaches that make headlines often involve high-profile... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.