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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Loans
September 05, 2023

SBA Increases SBA 7(a) Max Small Loan Amount to $500,000

Earlier this year, the Small Business Administration (SBA) announced an increase to the maximum loan amount for the 7(a) SBA loan. The new max loan amount is $500,000, an... Read More
Marketing
September 01, 2023

The Importance of National Hispanic Heritage Month

Every year, National Hispanic Heritage Month (HHM) is observed by Americans across the United States. The designation began in 1968 as Hispanic Heritage Week, under President... Read More
Business Loans
August 30, 2023

Understanding Different SBA Programs and Loan Terms

An SBA loan offers fast, flexible funding to help you grow your small business. But, there is more than one type of SBA loan, and each has their own set of terms and... Read More
Operations
August 29, 2023

How to Choose A Payment Processor For Your Small Business

Choosing the right payment processing service is among the biggest decisions a small business owner can make. A bad processor may literally drive you out of business with... Read More
Business Loans
August 25, 2023

Lines of Credit for Small Business

If you’re looking for a flexible financing option, a business line of credit may be a good fit for you. This type of loan works like a credit card, giving you access to funds... Read More
Business Loans
August 24, 2023

Making Sense of the SBA Guarantee Fee

A Small Business Administration (SBA) loan is generally regarded as one of the better options for financing for small businesses. SBA loans are government-guaranteed loans... Read More
Operations
August 22, 2023

5 Hiring Tips for Every Small Business

Small businesses have reported record high levels of job openings this year, positively impacting job growth following the pandemic. Are you in a position to add staff?... Read More
Operations
August 17, 2023

12 Best Small Business Apps to Download

If you’re a busy small business owner, you probably have limited time to scour the Internet for the latest apps. We’ve done the browsing for you! From payroll to... Read More
Business Loans
August 16, 2023

5 Ways Successful Companies Can Benefit from a Loan

A good loan can be a lifesaver, helping your business get out of a tight spot and back on its feet. But if your company is running smoothly and successfully there’s no... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.