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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Loans
November 20, 2023

Getting a Small Business Loan May Become Easier

The Small Business Administration recently announced updated Standard Operating Procedures (SOP) to expand access to capital, which may make it easier for small businesses to... Read More
Money Management
November 15, 2023

Loan Proceeds and Scaling for the Holidays

Here comes the holidays! Are you and your business prepared? Scaling for a busy season may be stressful but there are strategies to get your small business up to speed and... Read More
Marketing
November 07, 2023

Ecommerce Strategies for the 2023 Holiday Season

A recent report from Celigo® reveals that half of U.S. consumers plan to start their 2023 holiday shopping before Halloween, with many beginning as early as November. This... Read More
Marketing
November 01, 2023

Small Business Saturday: Strategies for Success

Now is the time for small business owners to ramp up for the holiday season. Make sure to prepare for Small Business Saturday, which will be held on November 25, 2023. Read More
Marketing
October 24, 2023

Email Marketing Tips for Small Business Owners 

Email marketing remains a strong customer outreach tool for small businesses, even during the age of Tik-Tok®. Launching an email marketing campaign might sound overwhelming... Read More
Marketing
October 16, 2023

Celebrating Women Entrepreneurs for National Women’s Small Business Month

October is National Women’s Small Business Month, a time to recognize and celebrate the positive impact female entrepreneurs have on their communities and the economy. Read More
Marketing
October 06, 2023

Crafting a Compelling Brand Story: Connecting with Your Audience

Crafting a compelling story about your brand is an important step in connecting with your audience. But where do you begin? Consider the tips below to create a strong brand... Read More
Business Loans
September 29, 2023

SBA Loan Documents: What You Will Need

Paperwork! It’s the bane of small business owners. And applying for a small business loan from a bank can bring with it a flurry of required information. ... Read More
Business Loans
September 28, 2023

Securing Funding Without a Business Plan

A business plan may be a helpful roadmap for your business’s future. A business plan generally helps communicate your goals and objectives to others, including lenders. But... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.