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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Operations
November 11, 2024

New Year’s Resolutions for the Small Business Owner in 2025

It’s that time of year again—New Year’s resolutions are in the air! As a small business owner, it’s time to look beyond personal goals and focus on resolutions that may... Read More
Business Loans
November 04, 2024

Veteran Owned Business: Small Business Loans for Veterans

Running a business is no small feat, and a number of veterans have taken the leap to own and operate their own enterprise after serving our country. According to a recent... Read More
Marketing
September 23, 2024

Celebrating National Women's Small Business Month

October is National Women's Small Business Month, which is a time to recognize and celebrate the creative female entrepreneurs who have started a small business... Read More
Business Loans
September 18, 2024

What Is An SBA Loan And How To Get One

There’s lots of chatter in the small business world about SBA loans. Here are some fast facts about the Small Business Administration and how an SBA loan can help your... Read More
Business Loans
September 11, 2024

Getting Ready to Qualify for an SBA Loan

As a small business owner, you’ve probably considered borrowing to cover working capital, purchase equipment, or make capital investments. SBA loans have low rates, long... Read More
Marketing
September 04, 2024

Social Media Guide for Small Businesses: Strategies, Tools, and Trends

Running a small business is a juggling act. You’re not just the owner—you’re the salesperson, the marketer, the content creator, and more. With so many demands on your time,... Read More
Money Management
August 21, 2024

Mastering Small Business Cash Flow Management

Every small business owner knows the tension of watching the numbers. Cash flow—how money moves in and out of your business—may be the difference between thriving and just... Read More
Money Management
June 03, 2024

Small Business Guide to Filing a Beneficial Ownership Report

Update as of December 2024: The Beneficial Ownership Filing is no longer required as of now. A judge in Texas has issued a preliminary injunction against enforcement of the... Read More
Marketing
April 14, 2024

National Small Business Week 2024: The Ultimate Guide

National Small Business Week (NSBW) is here once again, serving as a beacon of support for entrepreneurs and small business owners navigating the ever-evolving economic... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.