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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Loans
December 11, 2024

Empowering Growth: What the SBA’s Record Lending Means for Your Business

If you’re a small business owner, there’s never been a better time to access the funding you need to thrive. With record levels of capital, government initiatives... Read More
Business Loans
December 04, 2024

Multiple SBA Loans: Can You Apply For an SBA Loan Twice?

If you’ve previously qualified for a Small Business Administration (SBA) loan, your business has likely benefited from the funds, putting you on a strong financial footing.... Read More
Money Management
November 27, 2024

Real Stories of How Refinancing Drives Small Business Growth

Small business owners know that taking on debt is sometimes necessary to achieve big goals, whether it’s launching a business or seizing a new opportunity. Yet, those... Read More
Money Management
November 20, 2024

8 Small Business Debt Consolidation Strategies

Managing multiple high-interest loans can be challenging for small business owners. Balancing several payments requires some strategic thinking, particularly when... Read More
Business Loans
November 13, 2024

SBA 7(a) Loan: How to Get the Popular SBA Loan

Growing a small business is an exciting journey, but can also push a business to its financial limits. Expenses can pile up, cash flow may feel tight, and funding everyday... Read More
Operations
November 11, 2024

New Year’s Resolutions for the Small Business Owner in 2025

It’s that time of year again—New Year’s resolutions are in the air! As a small business owner, it’s time to look beyond personal goals and focus on resolutions that may... Read More
Business Loans
November 04, 2024

Veteran Owned Business: Small Business Loans for Veterans

Running a business is no small feat, and a number of veterans have taken the leap to own and operate their own enterprise after serving our country. According to a recent... Read More
Marketing
September 23, 2024

Celebrating National Women's Small Business Month

October is National Women's Small Business Month, which is a time to recognize and celebrate the creative female entrepreneurs who have started a small business... Read More
Business Loans
September 18, 2024

What Is An SBA Loan And How To Get One

There’s lots of chatter in the small business world about SBA loans. Here are some fast facts about the Small Business Administration and how an SBA loan can help your... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.