- Financing solutions Connecting small business owners with financing solutions
- How it works Learn how we make the complex clear and the process seamless.
- About us We’re your dedicated small business financial partner.
The latest announcements and perspectives from SmartBiz
January 20, 2023
Sunflower Bank, N.A. Launches New Small Business Lending Platform in Partnership with SmartBiz
October 11, 2022
SmartBiz Announces Key Partnership with City National Bank of Florida
July 12, 2022
Cross River partners with SmartBiz to Bring Smarter Financing to Small Businesses
December 1, 2020
SmartBiz Names Bricks4Kidz Atlanta 2020 SmallBiz of the Year to Celebrate Small Business Saturday and Business
July 9, 2020
SmartBiz Survey: Tidal Wave of Demand for Additional Small Business Funding After PPP
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- Interest rates on bank term loans depend on loan term and the applicant's credit and financial profile.
- We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan.
* Interest rate depends on loan term and the applicant's credit and financial profile. Qualifying customers may have the option to reduce their term loan interest rate by 2% if they choose a prepayment penalty of 5% of the total outstanding balance.