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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Business Loans
July 18, 2023

Big Banks & Small Loans: Why Is It So Hard To Get Funding?

Even as big businesses are awash in capital, many small business owners are having trouble getting the financing they need to grow. The Institute for Local... Read More
Marketing
July 14, 2023

Get to Know Your Customers and Get Ahead

Are you looking for ways to better understand your customers? Then Get to Know Your Customers Day is the perfect opportunity to do just that. Observed on the third Thursday... Read More
Operations
July 12, 2023

What Do Small Business Owners Need to Be Successful?

A great idea or a relentless drive to be your own boss might’ve been why you started your small business. Now that you’ve been at it for a while, maybe you’re not seeing as... Read More
Marketing
July 11, 2023

5 Clever Ways Small Businesses Can Give Back Locally

According to a recent survey by the U.S. Chamber of Commerce, even though small businesses continue to be concerned about the economy, most still give back to their... Read More
Marketing
July 07, 2023

How Independent Retailer Month May Help You Boost Your Business

“If every family in the U.S. spent an extra $10 a month at a locally owned, independent business instead of a national chain, over $9.3 billion would be directly returned to... Read More
Money Management
July 06, 2023

Cash Flow vs. Profit: What's More Important?

When it comes to the financial health of your business, both cash flow and profit generally play vital roles. However, they are not the same thing. To thrive, a successful... Read More
Money Management
June 30, 2023

Tax Deductions for Small Businesses: 12 Areas to Consider

Many of us may have heard a horror story about someone who got audited, which typically costs a lot of time and money. Because of that fear, small business owners are... Read More
Business Loans
June 28, 2023

How to Get Investors For Your Business: 5 Great Strategies

Growing your business may be simultaneously exciting and stressful, and the biggest challenge might be financing your growth. Capital is generally your bread and butter when... Read More
Business Loans
June 21, 2023

Understanding the Average Business Loan Interest Rate: What You Need to Know

When it comes to securing financing for your small business, understanding the interest rate is generally key for comparison shopping, cost evaluation, and financial... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.