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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Operations
December 30, 2022

How to Recruit Employees for Small Business: Strategies and Best Practices

Finding employees is important and rewarding, but it can be tricky, especially in a rocky economy or tight labor market. Out of all the job seekers applying to your... Read More
Business Loans
December 23, 2022

The 4 Best Small Business Loans for Excellent Credit

There are times when you might need additional funding to either grow your company or keep it running smoothly. In those cases, lenders may be able to offer various... Read More
Business Loans
December 16, 2022

Construction Loans: 7 Options for Firms

Running a construction firm can be expensive. Building, repairing, renovating, and maintaining infrastructures may easily run up a tab. Whether your construction firm focuses... Read More
Marketing
November 21, 2022

Marketing Calendar 2023: When to Promote Your Business

You made it! 2022 is in the rear view mirror and the new year is rich with marketing opportunities. You probably have a solid 2023 marketing and social media strategy... Read More
Marketing
November 04, 2022

Small Business Saturday Shopping Guide 2022

November 26 is Small Business Saturday! This popular shopping day is dedicated to celebrating and supporting small businesses across America. As a business owner, you... Read More
Business Loans
November 02, 2022

Restaurant Renovation Loans: 7 Options to Consider

There are plenty of good reasons to consider renovating your restaurant. Maybe you’ve been in operation a while and your building could use some sprucing up. Or maybe... Read More
Business Loans
October 26, 2022

Small Business Loans to Consider: 6 Options

When you need small business funding, a financial history that’s less-than may sometimes stand in your way– but not always. A poor credit score may put the very... Read More
Business Stories
October 25, 2022

Vargas Imports Bikes® Business Story

Laredo, Texas sits directly on the U.S.-Mexico border. With a booming economy, the southwest city has been touted as an ideal region to operate a small business. The... Read More
October 24, 2022

What is the SBA? A Brief Overview and History

When running a business, it can be easy to become overwhelmed by the statistical success rate of entrepreneurs - or lack thereof. While there are various reasons some... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.