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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Business Loans
February 17, 2023

Choosing the right business loan provider

If you’ve made the decision to apply for funding to fuel your business, congratulations! The right funds may help you put your foot on the accelerator and power up your... Read More
Marketing
February 09, 2023

Top 15 Black-Owned Businesses and What to Learn From Them

Research tells us that in 2021, Black spending power is around $1.6 trillion. This population is not just spending, they’re also supporting the economy by starting new... Read More
Business Loans
February 08, 2023

Strengthen Cash Flow: Growth Options for Retail Businesses in 2023

Small retail business owners are understandably on edge heading into Q2 2023. However, the post-pandemic economy has not had the expected negative effect on American... Read More
Marketing
February 06, 2023

Show Your Love for Your Customers with Easy Valentine’s Day Promotions

February 14th gives business owners the opportunity to quickly put promotions in place that can increase sales and highlight your brand. This year, Valentine's Day... Read More
Business Loans
February 01, 2023

What is the Employee Retention Credit and How Can I Get It?

The 2020/2021 pandemic and economic shut downs impacted small businesses across America. To mitigate steeper financial damage, the CARES Act was signed into law on March 27,... Read More
Business Stories
January 27, 2023

BTC Envelopes and Printing: A Customer Success Story

In 2017, the SmartBiz® team had the pleasure of working with Andrew Magnus, the founder of BTC Envelopes and Printing, LLC®. Magnus secured an SBA loan from a SmartBiz... Read More
Business Owners
January 26, 2023

Meet the 2022 SmartBiz Grant Awardees

SmartBiz is happy to announce the five recipients of the 2022 SmartBiz Grant program. The recipients each received a $5,000 award and were chosen from a pool of... Read More
Business Loans
January 25, 2023

A Simple Guide to Small Business Term Loans

Navigating the world of financing for your business can be daunting. There are many different options to work through — and many companies to "help" you through the... Read More
Business Loans
January 22, 2023

A Beginner’s Guide to Small Business Loans and How to Qualify for One

If you Google® "small business loans" you'll get over two billion results! But don't get overwhelmed. With a little research, you can determine the best way to secure... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.