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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Marketing
February 09, 2023

Top 15 Black-Owned Businesses and What to Learn From Them

Research tells us that in 2021, Black spending power is around $1.6 trillion. This population is not just spending, they’re also supporting the economy by starting new... Read More
Marketing
February 06, 2023

Show Your Love for Your Customers with Easy Valentine’s Day Promotions

February 14th gives business owners the opportunity to quickly put promotions in place that can increase sales and highlight your brand. This year, Valentine's Day... Read More
Marketing
January 05, 2023

Small Business Accessibility: What It Is and Why It Matters

As a business owner, you want your brand, products, and services to be accessible to as many potential customers as possible. It’s important to consider any barriers... Read More
Marketing
January 02, 2023

The Best Ways Small Businesses Can Gather Customer Feedback

User reviews are barometers of how your business is perceived by customers and the general public. Depending on the platform, you might have the ability to directly... Read More
Marketing
November 21, 2022

Marketing Calendar 2023: When to Promote Your Business

You made it! 2022 is in the rear view mirror and the new year is rich with marketing opportunities. You probably have a solid 2023 marketing and social media strategy... Read More
Marketing
November 04, 2022

Small Business Saturday Shopping Guide 2022

November 26 is Small Business Saturday! This popular shopping day is dedicated to celebrating and supporting small businesses across America. As a business owner, you... Read More
Marketing
August 24, 2022

How to find influencers for a small business: 9 tips

Thanks to digital marketing, many successful companies are finding a wider audience online. An increasingly prevalent part of digital marketing is the use of... Read More
Marketing
March 28, 2022

7 Consistent Sales Methods for SaaS Leads Using LinkedIn® in 2022

Software as a Service (SaaS) marketers tend to spend a lot of time and money creating content and promoting it, but lead generation doesn’t come easy in this industry. Read More
Marketing
March 17, 2022

Personalized Emails: How to Send Emails that Wow Your Recipients

We've seen a tremendous growth in the usage of email marketing in the last decade. No wonder—it's a relatively easy way to push out a message to customers or... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.