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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Operations
May 23, 2023

Business Sustainability Strategy: Definition and Helpful Tips

As more people grapple with the realities of climate change, there’s been growing pressure on businesses to be part of the solution. Companies big and small are embracing... Read More
Operations
April 28, 2023

Beyond Small Business Week: How to Build a Sustainable Future for Your Business

Small businesses create jobs, drive innovation, and contribute to the vitality of our communities. However, these same businesses also face significant challenges in today's... Read More
Operations
April 21, 2023

What is a Bottleneck in Business? How to Identify and Fix Them

The most successful businesses are constantly finding ways to improve. Their improvements often involve finding and fixing bottlenecks that may linger virtually unseen in the... Read More
Operations
April 18, 2023

7 KPIs to Track for Small Business Success

When navigating the unpredictable small business landscape, being equipped with the right information is often essential. To avoid as many obstacles as possible, small... Read More
Operations
March 30, 2023

A Guide to the Annual Review For Your Small Business

Through annual reviews, small business owners may reflect on their company’s achievements, assess and acknowledge their team members’ value, and plan for the road ahead. A... Read More
Operations
March 14, 2023

Choosing the Best Small Business Owner Retirement Plans and Strategies

Retirement plans for businesses may cover your employees and you. In fact, it’s generally common investment advice to open a retirement account to which both you and your... Read More
Operations
March 08, 2023

Small Business Planning: Preparing for Q1 2023

It’s critical to approach Q1 with tangible, measurable goals that can help your business move forward. Each year brings unique challenges for entrepreneurs so your plans from... Read More
Operations
January 06, 2023

10 Best Business Podcasts You Should Listen To

Podcasts are more popular and accessible than ever. From politics to sports to parenting and everything in between, it’s clear that we’re living in the golden age of... Read More
Operations
December 30, 2022

How to Recruit Employees for Small Business: Strategies and Best Practices

Finding employees is important and rewarding, but it can be tricky, especially in a rocky economy or tight labor market. Out of all the job seekers applying to your... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.