Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Small Business Owner

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Small Business Animal Hospital

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Small Business Owners

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now

LOAN PROCESS

Access to the right financing options for your business

Our streamlined loan process blends innovative technology with personalized service.

See if you pre-qualify
lock icon blue

Only takes 5 minutes and doesn't impact your credit score1

Small business owner
How SBA loans work 750x1000 - man smiling

How it works

From pre-qualification through approval, we’re with you every step of the way.

Complete one single, streamlined application

Enter your business and financing details to see if you pre-qualify in five minutes, with zero impact to your credit score.1

The right financing, customized just for you

Our team and technology work together to recommend the right financing options for your specific needs.

Connect with a Specialist

Once you qualify, we will reach out to get you started on the application process and support you from start to submission.

Access your capital and put it to work

After application approval, you can use your funds to cover operational costs or take advantage of growth opportunities.

Get Started

We connect you with the loan that’s right for you

See if you pre-qualify without impacting your credit score.1

Finance money bag

SBA Loan

Lower interest, lower monthly payments.

bank

Bank Term Loan

Shorter terms, faster delivery of funds.

loc

Line of Credit

Flexible funds and a low monthly payment.

See if you pre-qualify

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.