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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Business Stories
February 01, 2019

Friggin Yeah! Business Story

One of the most common frustrations of brands is that online re-sellers are violating their MAP policy. MAP stands for Minimum Advertised Price, which is the lowest... Read More
Business Stories
January 18, 2019

Franklin Media Case Study

Providing a new home for books is the mission of Franklin Media. The business started in 2012 with the goal of giving a second life to as many books as possible,... Read More
Operations
November 23, 2018

How Many Small Businesses Are There in the US?

You’ve likely heard that small businesses are the backbone of the U.S. economy. But why? We’ve dug into the details to give you a snapshot of small businesses and... Read More
Money Management
November 13, 2018

Cash Flow Templates in Excel

Cash flow statements help small business owners identify liquidity, the strengths and weakness in terms of the cash flowing in and out of accounts. Here’s how you can... Read More
Business Loans
October 24, 2018

How to Determine Use of Proceeds with an SBA Loan

SBA 7(a) loans are generally regarded as the gold standard in the small business lending industry. SBA loans have long terms, low rates, and low monthly payments, making them... Read More
Business Stories
October 18, 2018

Business Story: Fun Bowl

Fun Bowl is a family entertainment center featuring over 7 acres of activities that include bowling, billiards, video games, mini-golf and laser tag. From league... Read More
Business Loans
October 09, 2018

Long-Term Business Loans: Best Options for Growth

Considering a long-term loan for your small business? Learn why they can be the best bet for growing your small business, all about the application process, and how... Read More
Money Management
September 03, 2018

Finding the Right Credit Card for Your Small Business

Small business credit cards help fund small to midsize businesses. In a report from the American Bankers Association, small businesses with business credit cards had... Read More
Business Stories
August 31, 2018

Automobile Repair Business Story: Rich’s Collision, LLC

If you’ve been in a fender bender and live in the Adamsville, Alabama area, there’s only one place to go. Family-owned Rich’s Collision, LLC does collision repair,... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.