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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

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About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Posts By SmartBiz Team

Operations
February 19, 2022

Operations Plan Examples: What You Need To Know

When creating a business plan, it’s important to understand the key types of plans to determine which will most benefit your specific business needs. Some plan types... Read More
Money Management
February 13, 2022

Business Credit Check: Where You Can Check For Your Business

If you own a small business, make sure to stay on top of your business credit scores. There’s no shortage of sites online to get your personal credit score but you... Read More
Money Management
February 07, 2022

How Can You Build Credit with a Limited Credit History

Business credit, like personal credit, is something you build, protect, and cultivate over time. While banks and other loaning institutions will initially check your... Read More
Business Loans
January 23, 2022

How to Refinance a Business Loan in 7 Steps

When you have your own business - whether it’s in the start-up phase or you’re a seasoned entrepreneur – cash flow isn’t always a constant. Sometimes you need to pay... Read More
Business Loans
January 22, 2022

Business Loan Agreement: A Guide

Finally! You’ve been approved for a small business loan! You’ve already probably had to produce a pile of documentation, complete multiple forms, and answer lots of... Read More
Marketing
January 19, 2022

Customer Feedback Survey for Small Business

Stephen R. Covey, accomplished author of The 7 Habits of Highly Effective People and other bestselling books, observes: “It takes humility to seek feedback. It takes... Read More
Marketing
January 18, 2022

Costs Of Lead Generation

By making a product or a service available to a larger audience, you have established that your business is up and running, and people from the industry can opt for... Read More
Operations
January 16, 2022

7 Types of Business Strategies for Business Owners

Business strategy is all about how your company positions itself and engages in activities that can help you gain a competitive advantage. Small business owners should... Read More
Operations
January 13, 2022

5 Ways to Spring Clean Your Small Business

Spring 2022 will begin on Sunday, March 20. This date marks almost two years since the World Health Organization (WHO) declared COVID-19 a global pandemic on March 11,... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.