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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Loans
April 12, 2021

Small Business Loans for Food Trucks

The 2010s were a great decade for food trucks. From 2014 to 2017, the food truck industry’s revenue grew by 300% and surpassed $2 billion. In that same period, food truck... Read More
Business Loans
April 12, 2021

Small Business Loans for Direct Sales

Between 2015 and 2020, the direct sales industry grew an additional 1.5 percent and reached a market size of $66 billion. These figures are just two reasons why now might be... Read More
Business Loans
March 09, 2021

NAICS Codes for Gig Economy Workers: How to Locate, What it Means, Why it’s Important

The North American Industry Classification System (NAICS) are 6-digit codes that classify businesses by the type of activity they are engaged in to facilitate the... Read More
Business Loans
March 05, 2021

Small Business Loans for Liquor Stores

As consumers appetite for craft beers and specialized liquors increases, it’s no surprise that more and more liquor store owners are seeking funding to rebuild during the... Read More
Money Management
February 01, 2021

Important year-end business finance questions to ask in 2021

As a very challenging year for business owners comes to an end, it’s important to get an overall view of your coronavirus-impacted finances. Do you have funding... Read More
Money Management
January 25, 2021

Tax Basics Guide for Small Business

As a small business owner, you’ll face many challenges. One is understanding your tax responsibilities. Unlike personal tax returns, which are usually completed with a... Read More
Money Management
January 13, 2021

Tax Tips for Small Businesses: Ways You Can Save

Every penny counts when you’re an entrepreneur. One strategy to save money is to optimize federal, state, and local tax payments. There are a number of tax tips small... Read More
Operations
January 07, 2021

Micro Business Vs Small Business: What Is The Real Difference?

The term “small business” can be misleading. You might envision a startup with so few employees you can count them on your hands, but in reality, small businesses can... Read More
Operations
December 11, 2020

6 Types Of Business Operations Be Familiar With

When you’re starting a business, you have more than just your product and service offerings to consider. You should also choose a type of business operation that... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.