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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Stories
June 16, 2016

Customer Spotlight: Birch Tree Promotions

Katie Basson has always been an entrepreneur at heart. She started her career as a first grade teacher but wasn’t content to stay in the classroom. Read More
Money Management
May 25, 2016

How to Calculate Small Business Cash Flow

Unless you’re a financial professional, tracking cash flow can seem like an overwhelming task. However, calculating your cash flow is critical to running a successful... Read More
Business Stories
May 10, 2016

An SBA Loan is Helping this Thriving Small Business

Juan C. Vera and his wife are the owners and operators of a thriving small business, Best Waiters of Chicago, Inc. (BWC). Read More
Money Management
February 13, 2016

SBSS Score: What Is It and How to Improve It?

When applying for an SBA loan, your SBSS Score has a big impact on whether your application is accepted or rejected. If you’ve never heard of the SBSS Score or are... Read More
Business Stories
January 29, 2016

Success Story: Prolific Author Michael Levin Ready to Expand

You might not know the name Michael Levin, but he is winning in the publishing world where success can be elusive for writers. Read More
Business Stories
December 10, 2015

Small Business Spotlight: E-ISG Asset Intelligence

Eric Beser was a software engineer working at large corporations, including NASA, for a number of years. Read More
Business Stories
November 25, 2015

From Football Player to Entrepreneur: A Success Story

Roby Darcus has the determination and discipline required to be a successful entrepreneur. Read More
Business Stories
November 04, 2015

Customer Spotlight: Savory Gourmet Catering

Right before an upscale wedding in the Washington DC area, the bride was distraught. The pies she had ordered instead of a traditional wedding cake didn’t arrive. What would... Read More
Business Stories
October 20, 2015

New Lease, New Equipment: Two SBA Loans Help Fuel Expansion

Forty miles east of Los Angeles, the lease for a 24,000 square foot building has been signed. Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.