Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Small Business Owner

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Small Business Animal Hospital

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Small Business Owners

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now
SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Business Stories
September 15, 2017

Customer Success Story: Roshambo Baby

One bright July day, Scott Morris and his wife were enjoying a Padres baseball game in San Diego. Read More
Business Stories
August 09, 2017

Customer Success Story: Enhanced Security Solutions, Inc.

The most important thing to entrepreneur Brian Swendra and his wife Marina is family time. With young children at home, he wasn’t happy with the intense travel required by... Read More
Business Stories
July 29, 2017

Customer Success Story: Done & Done, Home LLC

You know those people that are not only completely organized but they actually enjoy the organization process? Read More
Business Stories
July 25, 2017

Patient Engagement Superstar: Dr. Arleen Azar-Mehr

When you enter Dr. Arleen Azar-Mehr’s office, the first word that might come to mind is “happy”. Read More
Business Stories
July 04, 2017

Customer Success Story: earthdog

Attention dog lovers! Are you looking for stylish and functional handcrafted accessories for your canine companion? SmartBiz Loans recently worked with a unique company based... Read More
Business Stories
June 02, 2017

Szabo Accountancy: Customer Success Story

SmartBiz Loans® has a robust strategic partner program. Consultants, CPAs, accounting firms and other financial professionals work with the SmartBiz partner team to help... Read More
Business Stories
May 12, 2017

Customer Spotlight: MS Event Production

If you’ve been to a concert, music festival, or other large-scale event, you probably don’t think about everything going on behind the scenes. Southern California... Read More
Business Stories
May 04, 2017

Customer Success Story: Rescigno’s Marketing Connections

Susan Rescigno worked in fundraising for 10 years when she had an entrepreneurial idea. Read More
Business Stories
January 28, 2017

Sandlot Sports Academy: Success Story

Where do baseball and softball players practice their swing when they live in cold climates? Entrepreneurs Donna and Rocky Ayers asked themselves this question when searching... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources, and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.