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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

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About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Posts By SmartBiz Team

Operations
September 30, 2020

6 Successful Types of E-commerce Business Models

If you're ready to grow your business, a great place to start is by figuring out which e-commerce business model suits your needs the best. There can be a lot of... Read More
Marketing
September 30, 2020

Market Expansion Strategy: What You Need To Know

Expanding into a new market is an excellent way to increase sales for your current line of products and services. However, it's important to approach the initiative... Read More
Marketing
September 30, 2020

9 In-Store Marketing Strategies You Need to Implement Immediately

Digital marketing strategies are great for spreading your brand's message, building customer communities online, alerting your customer base to new deals and products,... Read More
Money Management
September 22, 2020

Interim Financial Statements: The Fundamentals

Like any good small business owner, you likely want to know how your business is performing on a regular basis. You can use interim financial statements for exactly... Read More
Operations
September 22, 2020

Partnership Vs. S Corp: Differences You Should Know About

When starting a new small business, you may want to figure out whether an S-corporation or partnership is a better business structure for you. Your choice can be... Read More
Money Management
September 22, 2020

Inventory To Sales Ratio: Seven Things To Know

The inventory to sales ratio, sometimes known as the inventories to sales ratio or inventory as a percentage of sales, compares the value of the items you keep in... Read More
Money Management
September 18, 2020

Customer Financing: Advantages and Disadvantages

Your business is set up and you’re ready to bring in customers. However, your potential customers are walking away (or abandoning their carts) without finalizing their... Read More
Business Loans
September 17, 2020

EAR vs. APR: What are the Differences Between EAR and APR?

If you're in the market for a business loan, you've probably seen a dizzying array of acronyms like APR, APY, and EAR. Understanding the subtle difference between them... Read More
Money Management
September 17, 2020

Billable Expense Income: 6 Main Sources of Billable Expense

Small business owners wear many hats, accountants being one of the most important and most overwhelming among them. Staying on top of revenues and expenses is... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.