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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Operations
November 03, 2020

Small Business Employees: Tips For Making The Right Hiring Decisions

As you hire your first-ever employees, choosing the wrong people can cost you. You can’t get time and money back after you spend it training someone who just isn’t a... Read More
Money Management
October 14, 2020

What Are FUTA And SUTA? Taxes Small Business Owners Have To Pay

When you pay your W-2 employees, you withhold money from their paychecks to cover their Medicare and Social Security taxes. Your company also has to pay an employer... Read More
Money Management
October 14, 2020

How and When to File Form 8832

If your small business is an LLC, you may be surprised to learn that your tax classification is only valid on the state level. Federally, the IRS classifies you as a ... Read More
Money Management
October 08, 2020

Retained Earnings Calculation: The Ultimate Guide

When your small business earns revenue, you’ll likely use that revenue to cover your business expenses. You should also keep some of this revenue on hand for other... Read More
Business Loans
October 07, 2020

First Time Business Owner Loans: 6 Best Loans For First Time Owners

Banks generally don't hand out loans to borrowers except those with great qualifications. New business struggle finding first-time business loans because of the higher... Read More
Operations
September 30, 2020

6 Successful Types of E-commerce Business Models

If you're ready to grow your business, a great place to start is by figuring out which e-commerce business model suits your needs the best. There can be a lot of... Read More
Marketing
September 30, 2020

Market Expansion Strategy: What You Need To Know

Expanding into a new market is an excellent way to increase sales for your current line of products and services. However, it's important to approach the initiative... Read More
Marketing
September 30, 2020

9 In-Store Marketing Strategies You Need to Implement Immediately

Digital marketing strategies are great for spreading your brand's message, building customer communities online, alerting your customer base to new deals and products,... Read More
Money Management
September 22, 2020

Interim Financial Statements: The Fundamentals

Like any good small business owner, you likely want to know how your business is performing on a regular basis. You can use interim financial statements for exactly... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.