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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Money Management
December 18, 2024

How To Improve Your Business Credit Score

At SmartBiz®, we’re here to help small businesses access the financing they need—whether it’s an SBA loan, a Bank Term loan, or another option. When we chat with... Read More
Business Loans
December 11, 2024

Empowering Growth: What the SBA’s Record Lending Means for Your Business

If you’re a small business owner, there’s never been a better time to access the funding you need to thrive. With record levels of capital, government initiatives... Read More
Business Loans
December 04, 2024

Multiple SBA Loans: Can You Apply For an SBA Loan Twice?

If you’ve previously qualified for a Small Business Administration (SBA) loan, your business has likely benefited from the funds, putting you on a strong financial footing.... Read More
Money Management
November 27, 2024

Real Stories of How Refinancing Drives Small Business Growth

Small business owners know that taking on debt is sometimes necessary to achieve big goals, whether it’s launching a business or seizing a new opportunity. Yet, those... Read More
Money Management
November 20, 2024

8 Small Business Debt Consolidation Strategies

Managing multiple high-interest loans can be challenging for small business owners. Balancing several payments requires some strategic thinking, particularly when... Read More
Business Loans
November 13, 2024

SBA 7(a) Loan: How to Get the Popular SBA Loan

Growing a small business is an exciting journey, but can also push a business to its financial limits. Expenses can pile up, cash flow may feel tight, and funding everyday... Read More
Operations
November 11, 2024

New Year’s Resolutions for the Small Business Owner in 2025

It’s that time of year again—New Year’s resolutions are in the air! As a small business owner, it’s time to look beyond personal goals and focus on resolutions that may... Read More
Business Loans
November 04, 2024

Veteran Owned Business: Small Business Loans for Veterans

Running a business is no small feat, and a number of veterans have taken the leap to own and operate their own enterprise after serving our country. According to a recent... Read More
Marketing
September 23, 2024

Celebrating National Women's Small Business Month

October is National Women's Small Business Month, which is a time to recognize and celebrate the creative female entrepreneurs who have started a small business... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.