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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Operations
March 30, 2023

A Guide to the Annual Review For Your Small Business

Through annual reviews, small business owners may reflect on their company’s achievements, assess and acknowledge their team members’ value, and plan for the road ahead. A... Read More
Money Management
March 22, 2023

How a Quarterly Goal-Setting Template Can Track Business Success

Great goal-setting processes may help you and your team focus, be more productive, and stay engaged and motivated. Annual goals are typically great for business owners and... Read More
Business Loans
March 20, 2023

7 Loans for Insurance Firms

There are roughly 415,446 insurance businesses in the U.S. as of 2022, and it's safe to say that the industry is competitive. To stay a financially sound agency and attract... Read More
Business Loans
March 18, 2023

6 Loans for Retailers to Boost Your Small Business

The retail industry faces many unique challenges, such as frequent high and low seasons, and ever-changing trends. The retail industry also has quite a bit of upfront... Read More
Money Management
March 17, 2023

Understanding Cost Management & 4 Techniques for Small Businesses

Every project requires a certain amount of resources to complete successfully, including capital. Estimating potential project costs helps to avoid over- or underspending on... Read More
Operations
March 14, 2023

Choosing the Best Small Business Owner Retirement Plans and Strategies

Retirement plans for businesses may cover your employees and you. In fact, it’s generally common investment advice to open a retirement account to which both you and your... Read More
Business Loans
March 14, 2023

Are SBA Loans Taxable Income? What You Should Know

Small business finance experts often recommend Small Business Administration (SBA) loans above all other types of funding. That’s because the SBA loan program’s... Read More
Business Loans
March 10, 2023

SBA Loan Spending Guidelines: Everything You Should Know

If you’re considering an SBA loan to fund your business, you might be wondering how exactly you can use your loan proceeds. The great news is that SBA loans cover the vast... Read More
Operations
March 08, 2023

Small Business Planning: Preparing for Q1 2023

It’s critical to approach Q1 with tangible, measurable goals that can help your business move forward. Each year brings unique challenges for entrepreneurs so your plans from... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.