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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Marketing
June 02, 2023

Using Word of Mouth Marketing to Boost Your Small Business

When you opened the doors to your small business, you may have hoped that word of mouth would be enough to bring in customers. But it turns out getting the word out generally... Read More
Operations
May 30, 2023

How to Unite Your Team During Times of Change

Since 2020, we’ve all endured a lot of change in the workplace and the world. Economic uncertainty continues to lurk. The Great Resignation of 2022 has been followed... Read More
Business Loans
May 24, 2023

Interest Rates Increased Again. What Does it Mean for Your Business?

As part of their attempt to combat inflation, the Federal Reserve (Fed) recently announced a 0.25% rate hike, bringing the prime rate to 8.25%. This rate may be at or nearing... Read More
Operations
May 23, 2023

Business Sustainability Strategy: Definition and Helpful Tips

As more people grapple with the realities of climate change, there’s been growing pressure on businesses to be part of the solution. Companies big and small are embracing... Read More
Business Loans
May 18, 2023

How to Finance Your Small Business in a High-Rate Environment

We’ve all watched interest rates gradually rise over the last several quarters. For small businesses seeking affordable financing solutions, this may seem daunting. But... Read More
Money Management
May 16, 2023

Why Does Your Business Need a DUNS Number?

If you're a small business owner, you may have heard of a DUNS Number and wondered if your company needs one. In short, the answer is typically yes. A DUNS Number is a unique... Read More
Business Loans
May 11, 2023

How Interest Rates Influence SBA Loans

With interest rates creeping to record-high levels from the second half of 2022 through the beginning of 2023, the cost of borrowing money has risen exponentially for most... Read More
Money Management
May 04, 2023

The Benefits of Long-Term Debt

Long-term debt may be a great tool for small businesses to use in order to grow and sustain their operations. Through long-term debt, businesses may be able to finance... Read More
Marketing
May 03, 2023

5 Tips for Maximizing Your Small Business Marketing Budget

Marketing your small business is one of the most effective ways to get the word out and attract, convert, and retain your customers. But as a small business, your budget is... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.