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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Loans
April 12, 2023

Does Timing Matter When Applying for an SBA Loan?

As the backbone of the American economy, small businesses create jobs, provide essential services, and contribute to local communities. However, many small businesses struggle Read More
Marketing
April 11, 2023

How to Network Your Business Like a Pro

Marketing is generally key to business success, but it’s not the only way to forge business connections. Networking may also link your business with potential clients or... Read More
April 05, 2023

Law Firm Financing with a Line of Credit

Law firms often operate with a unique business model based on client fees and case settlements that isn’t shared by many other businesses. Because of this, working capital... Read More
Operations
March 30, 2023

A Guide to the Annual Review For Your Small Business

Through annual reviews, small business owners may reflect on their company’s achievements, assess and acknowledge their team members’ value, and plan for the road ahead. A... Read More
Money Management
March 22, 2023

How a Quarterly Goal-Setting Template Can Track Business Success

Great goal-setting processes may help you and your team focus, be more productive, and stay engaged and motivated. Annual goals are typically great for business owners and... Read More
Business Loans
March 20, 2023

7 Loans for Insurance Firms

There are roughly 415,446 insurance businesses in the U.S. as of 2022, and it's safe to say that the industry is competitive. To stay a financially sound agency and attract... Read More
Business Loans
March 18, 2023

6 Loans for Retailers to Boost Your Small Business

The retail industry faces many unique challenges, such as frequent high and low seasons, and ever-changing trends. The retail industry also has quite a bit of upfront... Read More
Money Management
March 17, 2023

Understanding Cost Management & 4 Techniques for Small Businesses

Every project requires a certain amount of resources to complete successfully, including capital. Estimating potential project costs helps to avoid over- or underspending on... Read More
Operations
March 14, 2023

Choosing the Best Small Business Owner Retirement Plans and Strategies

Retirement plans for businesses may cover your employees and you. In fact, it’s generally common investment advice to open a retirement account to which both you and your... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.