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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Loans
June 08, 2022

Why Did Your SBA Loan Get Denied? 6 Potential Reasons

Did your SBA loan get denied? You might not even know why. Most often, though, it’s one of a few common reasons. Here are some reasons why your SBA loan didn’t get... Read More
Business Loans
June 02, 2022

Types of Funding For Small Businesses: 12 Great Options

Let’s say your bank account lacks enough cash for payroll, a commercial real estate purchase, or anything in between. In that case, one of the many types of funding... Read More
Business Loans
May 31, 2022

Small Business Loan For an Online Business: A Quick Guide

The process of getting a small business loan for an online business is mostly the same as if you run an in-person operation. If anything, both types of businesses face... Read More
Business Loans
May 31, 2022

Six Types of SBA Loans: A Comprehensive Overview

You’ve probably heard that there are several types of SBA loans available when seeking funding for your small business. While it may take time to find the right loan for your... Read More
Business Loans
May 25, 2022

Variable vs Fixed Rate Loans – What’s the Difference?

Access to low-cost capital is more important than ever for America’s small business owners. If you’ve been researching ways to fund your business, it’s likely that you... Read More
Business Loans
May 24, 2022

How the 2022 interest rate hikes may impact your small business

The Federal Reserve (Fed) has enacted its second rate hike of 2022 and it is predicted that up to six more hikes will happen throughout the year. The Fed is raising... Read More
Business Loans
May 24, 2022

SBA Loan Rates & How They Work

Affordable funding is a great idea for small businesses interested in growing. A Small Business Administration (SBA) loan is one great option with long terms, low rates, and... Read More
Business Loans
May 16, 2022

How to Finance Small Business Growth: 12 Ways to Consider

Most small business owners are always searching for ways to improve their business. However, any and all improvements you make require additional capital. That’s true... Read More
Business Stories
May 11, 2022

Business Story: Anchor Light Therapy Collective

It’s a good time to be a positive force in mental health management. An increasing proportion of U.S. adults have reported symptoms of anxiety and depression amid the... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.