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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Loans
May 31, 2022

Six Types of SBA Loans: A Comprehensive Overview

You’ve probably heard that there are several types of SBA loans available when seeking funding for your small business. While it may take time to find the right loan for your... Read More
Business Loans
May 25, 2022

Variable vs Fixed Rate Loans – What’s the Difference?

Access to low-cost capital is more important than ever for America’s small business owners. If you’ve been researching ways to fund your business, it’s likely that you... Read More
Business Loans
May 24, 2022

How the 2022 interest rate hikes may impact your small business

The Federal Reserve (Fed) has enacted its second rate hike of 2022 and it is predicted that up to six more hikes will happen throughout the year. The Fed is raising... Read More
Business Loans
May 24, 2022

SBA Loan Rates & How They Work

Affordable funding is a great idea for small businesses interested in growing. A Small Business Administration (SBA) loan is one great option with long terms, low rates, and... Read More
Business Loans
May 16, 2022

How to Finance Small Business Growth: 12 Ways to Consider

Most small business owners are always searching for ways to improve their business. However, any and all improvements you make require additional capital. That’s true... Read More
Business Stories
May 11, 2022

Business Story: Anchor Light Therapy Collective

It’s a good time to be a positive force in mental health management. An increasing proportion of U.S. adults have reported symptoms of anxiety and depression amid the... Read More
Business Loans
May 09, 2022

Credit Score For Small Business Loan: Requirements and Tips

The process of getting a small business loan can be complicated. There are several requirements you’ll have to meet before lenders can approve you, and these... Read More
Business Loans
May 08, 2022

7 Tips on Getting a First-Time Small Business Loan

The word debt strikes fear into the heart of most consumers and business owners. But all types of debt are not created equal. Taking on debt can help your small business grow. Read More
Operations
April 25, 2022

5 Ways to Invest in Your Employees and Why You Should

Planning and investing is an essential and indispensable part of any business that determines its chances of success. As a company owner, you must allocate various... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.