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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Business Loans
May 09, 2022

Credit Score For Small Business Loan: Requirements and Tips

The process of getting a small business loan can be complicated. There are several requirements you’ll have to meet before lenders can approve you, and these... Read More
Business Loans
May 08, 2022

7 Tips on Getting a First-Time Small Business Loan

The word debt strikes fear into the heart of most consumers and business owners. But all types of debt are not created equal. Taking on debt can help your small business grow. Read More
Operations
April 25, 2022

5 Ways to Invest in Your Employees and Why You Should

Planning and investing is an essential and indispensable part of any business that determines its chances of success. As a company owner, you must allocate various... Read More
Money Management
April 24, 2022

How to Manage Business Finances in the Most Efficient Way

Managing a business and making it successful requires more than just a quality product. Good financial sense and planning are often the foundation of long-term success... Read More
Business Loans
April 21, 2022

How to Fund Your Small Business: Seven Key Options to Consider

If you need to make a major investment for your business, you shouldn’t be afraid to explore financing options. It’s a good idea to speak with a financial advisor so... Read More
Business Loans
April 20, 2022

Is a Small Business Loan Installment Or Revolving?

As you look at funding options for your small business, you’ll likely see two repayment structures. One structure might require you to repay what you’ve borrowed in... Read More
Business Loans
April 19, 2022

Is a Small Business Loan Secured or Unsecured?

When you need funding for your small business and you look up loans, certain terms and conditions might worry you. Namely, the prospect of collateral – assets a lender... Read More
Operations
April 18, 2022

How to Build a Large, Stable Team as A Small Business Owner

Seeing growth is exciting for any small business owner, but deciding to expand can be nerve-wracking. Roughly two-thirds of the fastest-growing startups fail, proving... Read More
Business Loans
April 15, 2022

How to Pick an Online Lender for a Small Business Loan

In the early stages of your small business, you might need a loan to help fund growth. Down the line, when your business has matured but you want to continue to build... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.