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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Business Loans
April 14, 2022

How to Choose a Small Business Loan in 8 Easy Steps

When your business needs funding, you might be tempted to get it from the fastest possible source. That approach is understandable, but it can backfire, as fast funding... Read More
Business Stories
April 13, 2022

AmsedBK Designs Business Story

The SmartBiz Loans team is hard at work helping small business owners across America get the funding they need. One business helped, AmsedBK Designs®, owned by... Read More
Operations
April 12, 2022

7 Small Business Trends in 2022: Here's What You Should Know

If you’re weary of the word “unprecedented”, you’re probably not alone. Something that is unprecedented is not known, experienced, or done before. The world-wide... Read More
Operations
April 03, 2022

April is Stress Awareness Month: How Small Business Owners Can Observe

Wow. The world is experiencing crazy times. 2020, 2021, and now 2022 have been extremely challenging on a personal, economic, and worldwide scale. It's safe to say... Read More
Money Management
April 03, 2022

What is Working Capital? Definition and Key Information

Working capital is the lifeblood of any small business. SmartBiz customers often use SBA 7(a) loan proceeds for working capital to spark growth. Here’s what you need... Read More
Money Management
April 02, 2022

10 Strategies for Business Owners to Help Save Money

If you've ever looked at methods to cut business expenses, you probably realized that it's harder than it looks. However, there are solid ways business owners can save... Read More
Operations
March 30, 2022

10 Best Productivity Hacks Small Businesses Can Leverage Today

Businesses have finite resources, and a good manager knows how to use these resources effectively and efficiently. Hacks are about making processes and employees better Read More
Business Stories
March 29, 2022

The Happy Cooking Hospitality Group Business Story

SmartBiz employees have been working hard to help thousands of small businesses qualify for forgivable funds needed. Small businesses are truly the backbone of the... Read More
Marketing
March 28, 2022

7 Consistent Sales Methods for SaaS Leads Using LinkedIn® in 2022

Software as a Service (SaaS) marketers tend to spend a lot of time and money creating content and promoting it, but lead generation doesn’t come easy in this industry. Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.