Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Small Business Owner

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Small Business Animal Hospital

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Small Business Owners

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now
SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Operations
February 17, 2022

Small Business Automation in 2022

The COVID-19 pandemic has led to small businesses quickly implementing digital solutions to stay ahead of the curve. The dictionary defines automation as “the... Read More
Money Management
February 16, 2022

How Small Business Owners Can Deduct a Home Office from Their Taxes

It’s safe to say the ongoing COVID-19 pandemic of 2020 has completely altered how Americans work. Remote work is increasingly becoming the “new normal” as many... Read More
Money Management
February 13, 2022

Business Credit Check: Where You Can Check For Your Business

If you own a small business, make sure to stay on top of your business credit scores. There’s no shortage of sites online to get your personal credit score but you... Read More
Operations
February 10, 2022

A Guide To HIPAA Compliance Training For Employees

HIPAA compliance is essential in the healthcare industry because without it, patient data could become visible to malicious actors. With HIPAA guidelines in place,... Read More
Business Stories
February 09, 2022

Outdoor Dreams Business Story

A repeat SmartBiz customer shared his SBA 7(a) loan application experience online recently: Read More
Money Management
February 07, 2022

How Can You Build Credit with a Limited Credit History

Business credit, like personal credit, is something you build, protect, and cultivate over time. While banks and other loaning institutions will initially check your... Read More
Business Stories
January 31, 2022

SmartBiz Awards $25,000 in Grants to Minority-Owned Small Businesses

In December 2021, SmartBiz Loans announced five new recipients of the SmartBiz Grant Program. The Program was established to support minority, women, and veteran... Read More
Money Management
January 30, 2022

Tips for a Small Business Owner Filing Your First Tax Return

If you're a newly established small business owner, chances are that you will be filing your very first tax return. Tax code can be complex. We’ve outlined helpful... Read More
Money Management
January 28, 2022

High-Low Pricing for Small Businesses

An important element of small business ownership is how to price your products or services. However, it’s not a simple guessing game. Pricing strategies are determined... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.