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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Marketing
January 19, 2022

Customer Feedback Survey for Small Business

Stephen R. Covey, accomplished author of The 7 Habits of Highly Effective People and other bestselling books, observes: “It takes humility to seek feedback. It takes... Read More
Marketing
January 18, 2022

Costs Of Lead Generation

By making a product or a service available to a larger audience, you have established that your business is up and running, and people from the industry can opt for... Read More
Operations
January 16, 2022

7 Types of Business Strategies for Business Owners

Business strategy is all about how your company positions itself and engages in activities that can help you gain a competitive advantage. Small business owners should... Read More
Operations
January 13, 2022

5 Ways to Spring Clean Your Small Business

Spring 2022 will begin on Sunday, March 20. This date marks almost two years since the World Health Organization (WHO) declared COVID-19 a global pandemic on March 11,... Read More
Operations
January 10, 2022

Exercise and the Entrepreneur Post-COVID

Pandemic! Economy! Russia! Civil unrest! Even in the best of times, exercising might seem unappealing. Busy entrepreneurs can be short on the energy required to launch... Read More
Operations
January 04, 2022

Winning Government Contracts as a Small Business

Small businesses who land government contracts can make big money. However, as a small business owner, you may feel that lucrative government contracts are out of... Read More
Money Management
December 16, 2021

Cost Of Sales vs COGS: 8 Ways To Differentiate The Terms

Both cost of goods sold (COGS) and net sales, which require knowing the cost of sales to calculate, are key lines on your small business’s income statement. COGS and... Read More
Marketing
December 16, 2021

Marketing Guide for Small Business Owners

According to the U.S. Small Business Administration (SBA), small businesses with under $5 million in revenue should invest seven to eight percent of their revenue into... Read More
Operations
December 15, 2021

Customer Service Guide for Small Businesses

The first impressions your employees make on a potential (or returning) customer can have a lasting impact. That’s why focusing on providing top-notch customer service... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.