Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Small Business Owner

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Small Business Animal Hospital

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Small Business Owners

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now
SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Business Loans
August 19, 2022

Small Business Loans in Philadelphia

Philadelphia, or more commonly known as Philly, is home to some of America’s best historic sites, crazy sports fans, and the one and only, Philly cheesesteak. Being the... Read More
Business Loans
August 19, 2022

Small Business Loans in San Francisco

Despite its high cost of living, San Francisco continues to remain one of the world's greatest cities to grow a small business into an empire. Read More
Business Loans
August 19, 2022

What is Considered a Traditional Loan? And How Do They Work?

Traditional loans are often the most desirable for small business owners – after all, as their name suggests, they’re a tried-and-true funding option. However, the... Read More
Business Loans
August 18, 2022

Payroll Loans for Small Businesses: 6 Options (Plus Helpful Tips)

Sometimes as a small business owner, payday approaches and you realize you are short on the cash you need to pay your employees. This doesn’t automatically mean your... Read More
Business Loans
July 27, 2022

The EIDL Program has Closed – Here are Some Small Business Funding Options in 2022

The COVID-19 EIDL program officially ended on May 16, 2022. The Economic Injury Disaster Loan (EIDL) and EIDL Advance programs were put into place to help businesses... Read More
Business Loans
July 22, 2022

SBA Grant vs. Loan: What are the Differences?

If you’re looking for funding for your small business, you have a number of options. Two of them are grants and loans. How do SBA grants and SBA loans compare, and... Read More
Business Loans
July 19, 2022

Loans for Business Expansion: Here's What You Should Know

It’s a cause for celebration when your small business finds success in its chosen market. And while that’s a notable accomplishment, it comes with its own set of... Read More
Business Loans
July 19, 2022

Types of Business Loans: Your Guide to the Perfect Pick

Choosing the right business loan can often mean the difference between success or failure. Several loan types are available from various financial institutions and... Read More
Business Loans
July 19, 2022

Small Business Term Loans Pros and Cons

Securing funding to fuel growth for your small business can be complex. The local bank used to be the only choice for loans. These days there are a variety of online... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources, and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.