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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Loans
September 19, 2022

Can You Get a Long-Term Business Loan Without Great Credit? Here's What You Need to Know

If your business goals mean you need funding, you might worry that finding loans is impossible with a low credit score. You might also know funding options available... Read More
Business Loans
September 15, 2022

Small Business Loan Repayment: 7 Easy Steps to Pay It Back

Whether you’re expanding a business or upgrading your equipment, there’s one thing that you’ll need above anything else: working capital. As the saying goes, you need... Read More
Business Loans
September 09, 2022

SBA Loans vs. Alternative Loans: What's Best for You?

As a business owner ready to expand, you’ll find a plethora of small business funding options available to you. If you tried to qualify for a traditional loan through... Read More
Business Loans
September 05, 2022

How to Fill Out a Personal Financial Statement - SBA Form 413

A Small Business Administration (SBA) loan is often one of the best types of loans for small business owners because of lower rates and long repayment terms. The SBA –... Read More
Business Loans
September 01, 2022

Business Loan Rejection: 10 Potential Reasons Why

One of the first things you’ll likely consider when starting or expanding your business is how you’ll be able to operate profitably. Many small business owners plan to... Read More
Business Loans
August 29, 2022

Short-Term Working Capital Loan: SBA CAPLines and Alternatives

If your small business needs funding, a short-term loan can help. A revolving credit line might help too. The SBA CAPLines loan program offers both these options.... Read More
Business Loans
August 19, 2022

Small Business Loans in Philadelphia

Philadelphia, or more commonly known as Philly, is home to some of America’s best historic sites, crazy sports fans, and the one and only, Philly cheesesteak. Being the... Read More
Business Loans
August 19, 2022

Small Business Loans in San Francisco

Despite its high cost of living, San Francisco continues to remain one of the world's greatest cities to grow a small business into an empire. Read More
Business Loans
August 19, 2022

What is Considered a Traditional Loan? And How Do They Work?

Traditional loans are often the most desirable for small business owners – after all, as their name suggests, they’re a tried-and-true funding option. However, the... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.