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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Loans
August 18, 2022

Payroll Loans for Small Businesses: 6 Options (Plus Helpful Tips)

Sometimes as a small business owner, payday approaches and you realize you are short on the cash you need to pay your employees. This doesn’t automatically mean your... Read More
Business Loans
July 27, 2022

The EIDL Program has Closed – Here are Some Small Business Funding Options in 2022

The COVID-19 EIDL program officially ended on May 16, 2022. The Economic Injury Disaster Loan (EIDL) and EIDL Advance programs were put into place to help businesses... Read More
Business Loans
July 22, 2022

SBA Grant vs. Loan: What are the Differences?

If you’re looking for funding for your small business, you have a number of options. Two of them are grants and loans. How do SBA grants and SBA loans compare, and... Read More
Business Loans
July 19, 2022

Loans for Business Expansion: Here's What You Should Know

It’s a cause for celebration when your small business finds success in its chosen market. And while that’s a notable accomplishment, it comes with its own set of... Read More
Business Loans
July 19, 2022

Types of Business Loans: Your Guide to the Perfect Pick

Choosing the right business loan can often mean the difference between success or failure. Several loan types are available from various financial institutions and... Read More
Business Loans
July 19, 2022

Small Business Term Loans Pros and Cons

Securing funding to fuel growth for your small business can be complex. The local bank used to be the only choice for loans. These days there are a variety of online... Read More
Business Loans
July 18, 2022

What is a prepayment penalty and what to look out for

Looking for a business loan? Be sure to ask about prepayment penalties. These penalties can arise if you repay your loan before your term ends. That might sound... Read More
Business Loans
July 15, 2022

Which Loan is Best For a Small Business? 8 Kinds of Loans

Many types of loans are available for borrowers seeking financial assistance for working capital, real estate purchases, and other significant expenditures. However,... Read More
Business Loans
July 11, 2022

How Fast Can You Get a Small Business Loan? 6 Considerations

There may be times when a small business owner needs to get a loan to boost cash flow to meet business goals. One factor to consider is how quickly you need loan... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.