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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Loans
May 24, 2022

How the 2022 interest rate hikes may impact your small business

The Federal Reserve (Fed) has enacted its second rate hike of 2022 and it is predicted that up to six more hikes will happen throughout the year. The Fed is raising... Read More
Business Loans
May 24, 2022

SBA Loan Rates & How They Work

Affordable funding is a great idea for small businesses interested in growing. A Small Business Administration (SBA) loan is one great option with long terms, low rates, and... Read More
Business Loans
May 16, 2022

How to Finance Small Business Growth: 12 Ways to Consider

Most small business owners are always searching for ways to improve their business. However, any and all improvements you make require additional capital. That’s true... Read More
Business Loans
May 09, 2022

Credit Score For Small Business Loan: Requirements and Tips

The process of getting a small business loan can be complicated. There are several requirements you’ll have to meet before lenders can approve you, and these... Read More
Business Loans
May 08, 2022

7 Tips on Getting a First-Time Small Business Loan

The word debt strikes fear into the heart of most consumers and business owners. But all types of debt are not created equal. Taking on debt can help your small business grow. Read More
Business Loans
April 21, 2022

How to Fund Your Small Business: Seven Key Options to Consider

If you need to make a major investment for your business, you shouldn’t be afraid to explore financing options. It’s a good idea to speak with a financial advisor so... Read More
Business Loans
April 20, 2022

Is a Small Business Loan Installment Or Revolving?

As you look at funding options for your small business, you’ll likely see two repayment structures. One structure might require you to repay what you’ve borrowed in... Read More
Business Loans
April 19, 2022

Is a Small Business Loan Secured or Unsecured?

When you need funding for your small business and you look up loans, certain terms and conditions might worry you. Namely, the prospect of collateral – assets a lender... Read More
Business Loans
April 15, 2022

How to Pick an Online Lender for a Small Business Loan

In the early stages of your small business, you might need a loan to help fund growth. Down the line, when your business has matured but you want to continue to build... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.