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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Loans
April 02, 2022

SBA Loan Timeline and How to Apply in 2022

A traditional SBA 7(a) loan can provide valuable working capital or help you refinance expensive debt.. When you’re shopping for a lender, one important detail to know... Read More
Business Loans
March 23, 2022

Interest Rate Increases for Business Loans in 2022: What to Know

The American economy is on the path to improve, so the Federal Government announced an interest rate hike to ease inflation. Read on to learn about how the interest... Read More
Business Loans
March 13, 2022

How to Qualify for an SBA Loan

During the economic turmoil caused by the coronavirus pandemic, the Small Business Administration (SBA) supported small businesses through the Restaurant Revitalization Fund,... Read More
Business Loans
January 25, 2022

Long Term Business Loans: Your Complete Guide

The benefits of long-term business loans, like an SBA loan with a 10-year term, can help you expand your business. Read More
Business Loans
January 24, 2022

Small Business Term Loans vs SBA Loans: Which Is Best for You?

There are lots of loan products to explore if you need funding for your small business. In fact, a Google® search for “small business loans in the U.S.” produces just about... Read More
Business Loans
January 23, 2022

How to Refinance a Business Loan in 7 Steps

When you have your own business - whether it’s in the start-up phase or you’re a seasoned entrepreneur – cash flow isn’t always a constant. Sometimes you need to pay... Read More
Business Loans
January 22, 2022

Business Loan Agreement: A Guide

Finally! You’ve been approved for a small business loan! You’ve already probably had to produce a pile of documentation, complete multiple forms, and answer lots of... Read More
Business Loans
November 08, 2021

Insurance Required to Obtain an SBA Loan

Are you a small business owner in need of funding? A Small Business Administration (SBA) loan is known as the “gold standard” for entrepreneurs who want to consolidate... Read More
Business Loans
October 11, 2021

Alternatives to a PPP Loan for Small Business Owners

To offset the economic impact of the coronavirus, the Paycheck Protection Program (PPP) provided eligible small business owners two rounds of fully or partially... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.