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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Loans
January 23, 2022

How to Refinance a Business Loan in 7 Steps

When you have your own business - whether it’s in the start-up phase or you’re a seasoned entrepreneur – cash flow isn’t always a constant. Sometimes you need to pay... Read More
Business Loans
January 22, 2022

Business Loan Agreement: A Guide

Finally! You’ve been approved for a small business loan! You’ve already probably had to produce a pile of documentation, complete multiple forms, and answer lots of... Read More
Business Loans
November 08, 2021

Insurance Required to Obtain an SBA Loan

Are you a small business owner in need of funding? A Small Business Administration (SBA) loan is known as the “gold standard” for entrepreneurs who want to consolidate... Read More
Business Loans
October 11, 2021

Alternatives to a PPP Loan for Small Business Owners

To offset the economic impact of the coronavirus, the Paycheck Protection Program (PPP) provided eligible small business owners two rounds of fully or partially... Read More
Business Loans
July 27, 2021

Government Funding Options for Small Business Owners in 2021

The pandemic did a number on small businesses across the United States. The world literally screeched to a halt as stay-at-home and business shut-down legislation was... Read More
Business Loans
June 21, 2021

SBA 7a Loan Rates, Terms, Amount and Maturity

Are you looking for a low-cost loan with affordable payments? The Small Business Administration’s “flagship” program, the 7(a) loan, is one of the most affordable and secure... Read More
Business Loans
May 24, 2021

Restaurant Revitalization Funding Grants (RRFG) Now Available

It’s not a surprise that restaurants have been hit harder than any other industry during the pandemic. Although restaurant owners have access to emergency funding... Read More
Business Loans
April 15, 2021

Small Business Loans for Private Practice Counselors

According to a June 2017 report by the research company Wonder, there are approximately 73,000 mental health counselors in the U.S. who run their own private practices. This... Read More
Business Loans
April 15, 2021

Small Business Loans for Filmmakers

Although the film industry grew by 1% between 2015 and 2020, this growth rate paints a misleading picture. During this period, fewer people have watched movies at theaters... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.