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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Loans
June 18, 2020

Can I get an SBA 7(a) loan if I already have an Economic Injury Disaster Loan (EIDL)?

Have you received an SBA Economic Injury Disaster Loan (EIDL) to support you through the coronavirus economic downturn? If so, you have additional options to help... Read More
Business Loans
May 13, 2020

Small Business Loans for Law Firms

Banks are often skeptical when a law firm representative starts applies for a small business loan for the firm. That's particularly true with a firm that generates money only... Read More
Business Loans
December 20, 2018

Small Business Loans for Young Entrepreneurs

Even though an MIT study found that the average age of startup founders is around 42, young entrepreneurs are frequently making headlines for launching and running successful... Read More
Business Loans
December 07, 2018

Small Business Loans for Truckers

Truck driving is one of the fastest growing jobs in America as 80% of all cargo is transported across the nation by trucks. According to the U.S. Bureau of Labor... Read More
Business Loans
October 24, 2018

How to Determine Use of Proceeds with an SBA Loan

SBA 7(a) loans are generally regarded as the gold standard in the small business lending industry. SBA loans have long terms, low rates, and low monthly payments, making them... Read More
Business Loans
October 09, 2018

Long-Term Business Loans: Best Options for Growth

Considering a long-term loan for your small business? Learn why they can be the best bet for growing your small business, all about the application process, and how... Read More
Business Loans
September 12, 2018

SBA 7(a) Checklist

SBA loans are one of the best options to help business owners grow and save. These government-backed loans have low rates, long terms and very low monthly payments. However,... Read More
Business Loans
August 23, 2018

Application for a Business Loan: What You Will Need

When business owners applied for a small business loan in the past, you’d need to haul paperwork into your local bank and hope for the best. These days there are... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.