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October 16, 2023

Celebrating Women Entrepreneurs for National Women’s Small Business Month

October is National Women’s Small Business Month, a time to recognize and celebrate the positive impact female entrepreneurs have on their communities and the economy. Read More
October 06, 2023

Crafting a Compelling Brand Story: Connecting with Your Audience

Crafting a compelling story about your brand is an important step in connecting with your audience. But where do you begin? Consider the tips below to create a strong brand... Read More
September 01, 2023

The Importance of National Hispanic Heritage Month

Every year, National Hispanic Heritage Month (HHM) is observed by Americans across the United States. The designation began in 1968 as Hispanic Heritage Week, under President... Read More
August 09, 2023

Supporting Black Businesses: More Important Than Ever

In the wake of a global pandemic, Black-owned businesses soared to new heights. According to Fortune®, the rate of Black business ownership in the United States rose 38% from... Read More
July 14, 2023

Get to Know Your Customers and Get Ahead

Are you looking for ways to better understand your customers? Then Get to Know Your Customers Day is the perfect opportunity to do just that. Observed on the third Thursday... Read More
July 11, 2023

5 Clever Ways Small Businesses Can Give Back Locally

According to a recent survey by the U.S. Chamber of Commerce, even though small businesses continue to be concerned about the economy, most still give back to their... Read More
July 07, 2023

How Independent Retailer Month May Help You Boost Your Business

“If every family in the U.S. spent an extra $10 a month at a locally owned, independent business instead of a national chain, over $9.3 billion would be directly returned to... Read More
June 02, 2023

Using Word of Mouth Marketing to Boost Your Small Business

When you opened the doors to your small business, you may have hoped that word of mouth would be enough to bring in customers. But it turns out getting the word out generally... Read More
May 03, 2023

5 Tips for Maximizing Your Small Business Marketing Budget

Marketing your small business is one of the most effective ways to get the word out and attract, convert, and retain your customers. But as a small business, your budget is... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.