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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Money Management
July 15, 2021

How To Improve Your Business Credit Score In 13 Steps

At SmartBiz Loans®, we help small businesses apply for financing through our network of banks including SBA loans, Bank Term loans, and more financing options. When we... Read More
Money Management
July 15, 2021

Small Business Revenue: Determine Where You Stand

As a small business owner, you’ll want to know what constitutes good revenue and how a small business is defined. Once you have those numbers, you can look at others... Read More
Money Management
July 14, 2021

How to Tell if a Company is Doing Well Financially

It’s important to determine where you stand when running a business. You might get so caught up in the day-to-day duties that you don’t step back regularly and look at... Read More
Money Management
July 08, 2021

Small Business Failure Rate: Why Do They Fail?

It's often reported that more than half of small businesses fail during their first year in operation. However, Small Business Administration (SBA) data on business... Read More
Money Management
July 06, 2021

How to Establish Business Credit: 8 Steps to Building Business Credit

Establishing business credit is important for an entrepreneur. But do you know what the term “business credit” means and how you can establish yours? Below, learn more... Read More
Money Management
April 29, 2021

Business Debt Management: Everything You Need to Know

The average US small business owner carries $195,000 of debt, according to a study by Experian. While some debt is necessary to run a successful business, expensive or... Read More
Money Management
February 01, 2021

Important year-end business finance questions to ask in 2021

As a very challenging year for business owners comes to an end, it’s important to get an overall view of your coronavirus-impacted finances. Do you have funding... Read More
Money Management
January 25, 2021

Tax Basics Guide for Small Business

As a small business owner, you’ll face many challenges. One is understanding your tax responsibilities. Unlike personal tax returns, which are usually completed with a... Read More
Money Management
January 13, 2021

Tax Tips for Small Businesses: Ways You Can Save

Every penny counts when you’re an entrepreneur. One strategy to save money is to optimize federal, state, and local tax payments. There are a number of tax tips small... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.