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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Money Management
October 04, 2021

Small Business Growth Statistics That May Surprise You

Small businesses are important to the U.S. economy because 99% of all U.S. firms are small businesses, employing about half of the private workforce. They are... Read More
Money Management
August 18, 2021

Small Business Planning for Q4 2021

The 2nd quarter 2021 MetLife and U.S. Chamber of Commerce Small Business Index (SBI), finds that as more Americans receive the COVID-19 vaccine, states lift... Read More
Money Management
July 21, 2021

5 Company Growth Stages and Their Challenges

The small business lifecycle has 5 different stages from start-up through maturity and possibly an exit. As you establish and grow a business, each has unique pain... Read More
Money Management
July 20, 2021

Debt to Equity: How To Calculate and Utilize

Even though you can find your company’s debt on its balance sheet, putting those numbers in perspective can help lenders and other institutions evaluating your... Read More
Money Management
July 19, 2021

How to Make A Financial Plan for A Business In 14 Steps

A financial plan is a section of your existing business plan. Your financial plan should include financial statements indicating where your company stands currently... Read More
Money Management
July 15, 2021

Small Business Revenue: Determine Where You Stand

As a small business owner, you’ll want to know what constitutes good revenue and how a small business is defined. Once you have those numbers, you can look at others... Read More
Money Management
July 14, 2021

How to Tell if a Company is Doing Well Financially

It’s important to determine where you stand when running a business. You might get so caught up in the day-to-day duties that you don’t step back regularly and look at... Read More
Money Management
July 08, 2021

Small Business Failure Rate: Why Do They Fail?

It's often reported that more than half of small businesses fail during their first year in operation. However, Small Business Administration (SBA) data on business... Read More
Money Management
July 06, 2021

How to Establish Business Credit: 8 Steps to Building Business Credit

Establishing business credit is important for an entrepreneur. But do you know what the term “business credit” means and how you can establish yours? Below, learn more... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.