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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Money Management
February 01, 2021

Important year-end business finance questions to ask in 2021

As a very challenging year for business owners comes to an end, it’s important to get an overall view of your coronavirus-impacted finances. Do you have funding... Read More
Money Management
January 25, 2021

Tax Basics Guide for Small Business

As a small business owner, you’ll face many challenges. One is understanding your tax responsibilities. Unlike personal tax returns, which are usually completed with a... Read More
Money Management
January 13, 2021

Tax Tips for Small Businesses: Ways You Can Save

Every penny counts when you’re an entrepreneur. One strategy to save money is to optimize federal, state, and local tax payments. There are a number of tax tips small... Read More
Money Management
December 04, 2020

Example of Income Statement, Format and Structure

With the amount of money that regularly moves in and out of your company, you’ll need to thoroughly understand your company’s spending and earning to properly analyze... Read More
Money Management
November 04, 2020

What Is A UCC Search? What You Need To Know

While considering loans to grow your business, you’ll often have to do something fairly risky: put up some of your assets as collateral. Exposing your property to... Read More
Money Management
October 14, 2020

What Are FUTA And SUTA? Taxes Small Business Owners Have To Pay

When you pay your W-2 employees, you withhold money from their paychecks to cover their Medicare and Social Security taxes. Your company also has to pay an employer... Read More
Money Management
October 14, 2020

How and When to File Form 8832

If your small business is an LLC, you may be surprised to learn that your tax classification is only valid on the state level. Federally, the IRS classifies you as a ... Read More
Money Management
October 08, 2020

Retained Earnings Calculation: The Ultimate Guide

When your small business earns revenue, you’ll likely use that revenue to cover your business expenses. You should also keep some of this revenue on hand for other... Read More
Money Management
September 22, 2020

Interim Financial Statements: The Fundamentals

Like any good small business owner, you likely want to know how your business is performing on a regular basis. You can use interim financial statements for exactly... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.