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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Operations
January 13, 2022

5 Ways to Spring Clean Your Small Business

Spring 2022 will begin on Sunday, March 20. This date marks almost two years since the World Health Organization (WHO) declared COVID-19 a global pandemic on March 11,... Read More
Operations
January 10, 2022

Exercise and the Entrepreneur Post-COVID

Pandemic! Economy! Russia! Civil unrest! Even in the best of times, exercising might seem unappealing. Busy entrepreneurs can be short on the energy required to launch... Read More
Operations
January 04, 2022

Winning Government Contracts as a Small Business

Small businesses who land government contracts can make big money. However, as a small business owner, you may feel that lucrative government contracts are out of... Read More
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December 15, 2021

Customer Service Guide for Small Businesses

The first impressions your employees make on a potential (or returning) customer can have a lasting impact. That’s why focusing on providing top-notch customer service... Read More
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November 11, 2021

12 Best Free Accounting Software for Small Businesses

Shoebox accounting (tossing everything together and sorting it out later) can cripple your company. These days, small businesses need an accounting system that’s cost... Read More
Operations
July 22, 2021

12 Types of Company Culture: Which One Is Yours?

“We believe that it’s really important to come up with core values that you can commit to. And by commit, we mean that you’re willing to hire and fire based on them.... Read More
Operations
May 31, 2021

Best Books for Entrepreneurs During the 2021 Pandemic

The esteemed literary giant Dr. Seuss had these words to say about reading: “The more that you read, the more things you will know. The more that you learn, the more... Read More
Operations
April 29, 2021

12 Responsibilities of a Small Business Owner

Running a business comes with exciting opportunity, flexibility, and independence, but it’s also a major role to take on. Depending on your unique business situation,... Read More
Operations
April 26, 2021

Business Growth Plan: The Comprehensive Guide

Here are the factors that should be included in a business growth plan. Pulling together the information below will give insight into your business today and serve as... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.