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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Operations
April 21, 2021

19 Ways to Improve Business Operations the Smart Way

Each day presents a new opportunity to strengthen your business operations and move your company forward. It can be tough to know where to concentrate your energy. Our... Read More
Operations
April 21, 2021

16 Small Business Organization Tips Every Small Business Owner Should Know

A productive business starts with an organized workflow. The less time you’re dedicating to basic tasks, the more you’ll have free to grow your operations. ... Read More
Operations
April 21, 2021

16 Small Business Management Tips Every Small Business Should Know

Small business management is an umbrella term that encompasses all the processes entrepreneurs use to manage businesses. The number of skills involved in managing a... Read More
Operations
January 07, 2021

Micro Business Vs Small Business: What Is The Real Difference?

The term “small business” can be misleading. You might envision a startup with so few employees you can count them on your hands, but in reality, small businesses can... Read More
Operations
December 11, 2020

6 Types Of Business Operations Be Familiar With

When you’re starting a business, you have more than just your product and service offerings to consider. You should also choose a type of business operation that... Read More
Operations
November 11, 2020

S Corp vs. C Corp: Advantages And Disadvantages

If you plan to incorporate your company, your business success might strongly depend on which corporate tax classification you choose. You have two options: an S... Read More
Operations
November 03, 2020

Small Business Employees: Tips For Making The Right Hiring Decisions

As you hire your first-ever employees, choosing the wrong people can cost you. You can’t get time and money back after you spend it training someone who just isn’t a... Read More
Operations
September 30, 2020

6 Successful Types of E-commerce Business Models

If you're ready to grow your business, a great place to start is by figuring out which e-commerce business model suits your needs the best. There can be a lot of... Read More
Operations
September 22, 2020

Partnership Vs. S Corp: Differences You Should Know About

When starting a new small business, you may want to figure out whether an S-corporation or partnership is a better business structure for you. Your choice can be... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.