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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Loans
December 16, 2022

Construction Loans: 7 Options for Firms

Running a construction firm can be expensive. Building, repairing, renovating, and maintaining infrastructures may easily run up a tab. Whether your construction firm focuses... Read More
Marketing
November 21, 2022

Marketing Calendar 2023: When to Promote Your Business

You made it! 2022 is in the rear view mirror and the new year is rich with marketing opportunities. You probably have a solid 2023 marketing and social media strategy... Read More
Marketing
November 04, 2022

Small Business Saturday Shopping Guide 2022

November 26 is Small Business Saturday! This popular shopping day is dedicated to celebrating and supporting small businesses across America. As a business owner, you... Read More
Business Loans
November 02, 2022

Restaurant Renovation Loans: 7 Options to Consider

There are plenty of good reasons to consider renovating your restaurant. Maybe you’ve been in operation a while and your building could use some sprucing up. Or maybe... Read More
Business Loans
October 26, 2022

Small Business Loans to Consider: 6 Options

When you need small business funding, a financial history that’s less-than may sometimes stand in your way– but not always. A poor credit score may put the very... Read More
Business Stories
October 25, 2022

Vargas Imports Bikes® Business Story

Laredo, Texas sits directly on the U.S.-Mexico border. With a booming economy, the southwest city has been touted as an ideal region to operate a small business. The... Read More
October 24, 2022

What is the SBA? A Brief Overview and History

When running a business, it can be easy to become overwhelmed by the statistical success rate of entrepreneurs - or lack thereof. While there are various reasons some... Read More
Business Loans
October 20, 2022

What You Need to Know About Business Credit Reports

Your credit score and report help lenders get a general sense of the health of your business and, ultimately, your ability to repay a loan. If the information in your credit... Read More
Business Loans
October 19, 2022

How To Get a Business Loan With No Revenue: 7 Options

Running a small business may be expensive, but the old adage is true: It can take money to make money. That’s where outside funding comes in. An infusion of capital... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.