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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Loans
September 27, 2022

Small Business Loans in Oakland

During the 21st century, Oakland has been brought to life and transformed into a city known for its diversity and sustainable economy. The City of Oakland is proud of the... Read More
Business Loans
September 27, 2022

Small Business Loans in Arkansas

Arkansas, or more commonly known as The Natural State, is more than just home to the world's only public diamond mine. Beyond the treasure hunt for shiny rocks, Arkansas has ... Read More
Business Loans
September 27, 2022

Small Business Loans in Chicago

Chicago, known as “The Windy City” or in popular culture as “Chi-Town”, is home to some of the nation’s greatest foods, celebrations, sports teams, and intriguing... Read More
Business Loans
September 27, 2022

Small Business Loans in Florida

Florida is one of the most unique states in the country since it offers a little bit of everything. With its tourist attractions up north like Walt Disney World, Universal... Read More
Business Loans
September 27, 2022

Small Business Loans in Sacramento

Sacramento is a nice city that is affordable and enjoys a comfortable climate. Named one of the nation’s most diverse cities by the U.S. News & World Report, Sacramento also... Read More
Operations
September 26, 2022

Avoiding burnout as a small business owner: 5 great ways

The term “burnout” was coined in the 1970s by American psychologist Herbert Freudenberger. He used the word to describe the consequences of severe stress in “helping”... Read More
Business Loans
September 22, 2022

Small Business Loans in Illinois

Illinois is home to a large market with many opportunities for small businesses to grow and develop and is a convenient geographical location in the center of America. Read More
Business Loans
September 21, 2022

Small Business Loans in Houston

For small business owners, Houston can be seen as a dream come true. With the benefit of no state income tax, businesses have more leverage to invest in their business. Read More
Business Loans
September 19, 2022

Can You Get a Long-Term Business Loan Without Great Credit? Here's What You Need to Know

If your business goals mean you need funding, you might worry that finding loans is impossible with a low credit score. You might also know funding options available... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.