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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Marketing
August 24, 2022

How to find influencers for a small business: 9 tips

Thanks to digital marketing, many successful companies are finding a wider audience online. An increasingly prevalent part of digital marketing is the use of... Read More
Money Management
August 22, 2022

How to Calculate Year-Over-Year Growth and Why it’s Important

There are several ways to track how your company is succeeding and where it needs improvement. Year-over-year growth is among the most reliable of these measures,... Read More
Business Loans
August 19, 2022

Small Business Loans in Philadelphia

Philadelphia, or more commonly known as Philly, is home to some of America’s best historic sites, crazy sports fans, and the one and only, Philly cheesesteak. Being the... Read More
Business Loans
August 19, 2022

Small Business Loans in San Francisco

Despite its high cost of living, San Francisco continues to remain one of the world's greatest cities to grow a small business into an empire. Read More
Business Loans
August 19, 2022

What is Considered a Traditional Loan? And How Do They Work?

Traditional loans are often the most desirable for small business owners – after all, as their name suggests, they’re a tried-and-true funding option. However, the... Read More
Business Loans
August 18, 2022

Payroll Loans for Small Businesses: 6 Options (Plus Helpful Tips)

Sometimes as a small business owner, payday approaches and you realize you are short on the cash you need to pay your employees. This doesn’t automatically mean your... Read More
Business Stories
August 09, 2022

Business Story: Enyermy Hair Solution, LLC

Consumers are becoming increasingly focused on “self-care” to boost their health, look good, and feel better. As a result, the world-wide beauty industry is booming, with new... Read More
Business Loans
July 27, 2022

The EIDL Program has Closed – Here are Some Small Business Funding Options in 2022

The COVID-19 EIDL program officially ended on May 16, 2022. The Economic Injury Disaster Loan (EIDL) and EIDL Advance programs were put into place to help businesses... Read More
Money Management
July 25, 2022

Test Your Business Credit Score IQ

If you’re a small business owner in need of funding, there are ways to improve your chances of getting approved for a loan. One thing lenders review is your business... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.