Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Small Business Owner

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Small Business Animal Hospital

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Small Business Owners

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now
SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Business Loans
September 15, 2022

Small Business Loan Repayment: 7 Easy Steps to Pay It Back

Whether you’re expanding a business or upgrading your equipment, there’s one thing that you’ll need above anything else: working capital. As the saying goes, you need... Read More
Business Stories
September 14, 2022

Cleaning Up With Doo Doo Squad

The SmartBiz® team works with thousands of creative small businesses. When Todd Miller, the founder of Doo Doo Squad, LLC®, came to SmartBiz, we knew it was a success... Read More
Money Management
September 12, 2022

Break-Even Analysis: What it is and How to Calculate it

When you’re starting or growing your business, you want to have the tools in place to forecast future financial circumstances. This means better understanding when... Read More
Business Loans
September 09, 2022

SBA Loans vs. Alternative Loans: What's Best for You?

As a business owner ready to expand, you’ll find a plethora of small business funding options available to you. If you tried to qualify for a traditional loan through... Read More
Money Management
September 08, 2022

How to Lower Your Bills: 12 Ways to Reduce Monthly Costs

Here is the scenario: You sit down to review your company’s spending over the last few months and you see numbers much higher than you’re used to. You wonder right... Read More
Business Loans
September 05, 2022

How to Fill Out a Personal Financial Statement - SBA Form 413

A Small Business Administration (SBA) loan is often one of the best types of loans for small business owners because of lower rates and long repayment terms. The SBA –... Read More
Business Loans
September 01, 2022

Business Loan Rejection: 10 Potential Reasons Why

One of the first things you’ll likely consider when starting or expanding your business is how you’ll be able to operate profitably. Many small business owners plan to... Read More
Business Loans
August 29, 2022

Short-Term Working Capital Loan: SBA CAPLines and Alternatives

If your small business needs funding, a short-term loan can help. A revolving credit line might help too. The SBA CAPLines loan program offers both these options.... Read More
Money Management
August 26, 2022

Do You Have a Business Continuity Plan (BCP)? Here's What to Know

In business, as in life, anything can happen at any time. Some can be great, like an unexpected interest in your products or services from a high-paying potential... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources, and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.