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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Business Loans
May 13, 2020

Small Business Loans for Law Firms

Banks are often skeptical when a law firm representative starts applies for a small business loan for the firm. That's particularly true with a firm that generates money only... Read More
Operations
April 10, 2020

Entrepreneur Vs. Business Owner: Which One Are You?

Many people consider the terms “entrepreneur” and “business owner” to be interchangeable. Although the two expressions are certainly related, they aren't identical.... Read More
Marketing
April 10, 2020

12 Best Customer Appreciation Event Ideas

Customers are needed in order for a business to be successful. A great service or product would not mean anything if there's no one willing to purchase it. This is why... Read More
Money Management
March 19, 2020

2020 Tax Tips and Deadlines

What does the month of March mean to you? For some, it’s St. Patrick’s Day or spring break. But if you’re a small business owner, you’ll need to know the following... Read More
Business Stories
March 18, 2020

Off-Road Vixens Business Story

SmartBiz Loans recently had the pleasure of working with a creative pair of female entrepreneurs. Their small business is geared towards girls and women in sports... Read More
Operations
March 13, 2020

Best Business Core Values: 9 Amazing Suggestions

Establishing solid core values for your business is important. All companies have core values whether they realize it or not. You, the company founder, have a vision... Read More
Operations
March 11, 2020

14 Employees Goals Examples & How to Set SMART Goals

Employee goals are incredibly important to help your team reach new heights and to keep your overall productivity levels up. Your employees should be in the know about... Read More
Operations
February 21, 2020

7 Common Workplace Issues and How to Solve Them

As a small business owner, you can expect to encounter every workplace issue in the book. However, you might be surprised to learn that many of the most typical... Read More
Operations
February 17, 2020

10 Best Practices In Business Management

Stepping into a role as a business owner with employees is not as easy as it sounds. It is now your job to motivate employees to do their best, make tough decisions... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.