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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Operations
October 11, 2019

Time Management Group Activity: 7 Workplace Activities

There are many benefits to working through a time management group activity with your team members. These games and challenges build camaraderie, improve teamwork... Read More
Marketing
August 08, 2019

8 Direct Marketing Strategies You Can Benefit From

There are so many different marketing channels today, it can be tough to choose the right one to promote your business. However, there is a time-tested marketing... Read More
Money Management
May 24, 2019

5 Most Important Financial Policies and Procedures for Small Business

A policy is a written set of ideas or plans used to make decisions. No matter what type of business you own, there are lots of workplace policies you should have in... Read More
Money Management
May 21, 2019

10 Rapid Business Growth Problems You Should Be Aware Of

Fast-growing businesses can face financial, legal, staffing, and supplier issues. Don’t get blindsided, check out these rapid growth problems and tips on how to avoid... Read More
Business Loans
December 20, 2018

Small Business Loans for Young Entrepreneurs

Even though an MIT study found that the average age of startup founders is around 42, young entrepreneurs are frequently making headlines for launching and running successful... Read More
Business Loans
December 07, 2018

Small Business Loans for Truckers

Truck driving is one of the fastest growing jobs in America as 80% of all cargo is transported across the nation by trucks. According to the U.S. Bureau of Labor... Read More
Operations
November 23, 2018

How Many Small Businesses Are There in the US?

You’ve likely heard that small businesses are the backbone of the U.S. economy. But why? We’ve dug into the details to give you a snapshot of small businesses and... Read More
Money Management
November 13, 2018

Cash Flow Templates in Excel

Cash flow statements help small business owners identify liquidity, the strengths and weakness in terms of the cash flowing in and out of accounts. Here’s how you can... Read More
Business Loans
October 24, 2018

How to Determine Use of Proceeds with an SBA Loan

SBA 7(a) loans are generally regarded as the gold standard in the small business lending industry. SBA loans have long terms, low rates, and low monthly payments, making them... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.