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June 18, 2020

Can I get an SBA 7(a) loan if I already have an Economic Injury Disaster Loan (EIDL)?

Have you received an SBA Economic Injury Disaster Loan (EIDL) to support you through the coronavirus economic downturn? If so, you have additional options to help... Read More
May 28, 2020

How To Get A Minority Owned Business Certification

If you are a minority business owner, one step you can take to expand your business is to become officially certified. Corporations, the federal government, and state... Read More
May 13, 2020

Small Business Loans for Law Firms

Banks are often skeptical when a law firm representative starts applies for a small business loan for the firm. That's particularly true with a firm that generates money only... Read More
May 04, 2020

Big Rig Media LLC Business Story

Big Rig Media, based in La Quinta, California, has helped hundreds of companies across multiple industries transform their digital marketing. The business provides... Read More
April 10, 2020

Entrepreneur Vs. Business Owner: Which One Are You?

Many people consider the terms “entrepreneur” and “business owner” to be interchangeable. Although the two expressions are certainly related, they aren't identical.... Read More
April 10, 2020

12 Best Customer Appreciation Event Ideas

Customers are needed in order for a business to be successful. A great service or product would not mean anything if there's no one willing to purchase it. This is why... Read More
March 18, 2020

Off-Road Vixens Business Story

SmartBiz Loans recently had the pleasure of working with a creative pair of female entrepreneurs. Their small business is geared towards girls and women in sports... Read More
March 13, 2020

Best Business Core Values: 9 Amazing Suggestions

Establishing solid core values for your business is important. All companies have core values whether they realize it or not. You, the company founder, have a vision... Read More
March 11, 2020

14 Employees Goals Examples & How to Set SMART Goals

Employee goals are incredibly important to help your team reach new heights and to keep your overall productivity levels up. Your employees should be in the know about... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.