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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Marketing
December 27, 2019

5 Companies with Good Marketing Strategies

The following companies are crushing it when it comes to marketing. Although small business owners don’t have millions of dollars to spend, there are lessons to be... Read More
Marketing
December 19, 2019

Example of a Marketing Plan for Small Business

An effective marketing plan isn’t just another document to file away—it’s a powerful tool that can help you take your business to the next level. This resource can act... Read More
Operations
December 18, 2019

11 Company Improvement Suggestions With Major Impact

Regardless of how big or small your company may be, there is likely room for improvement. For many companies, employee retention is key to growing a profitable business Read More
Operations
November 28, 2019

6 Tips to Ensure Quality Customer Service

Many businesses have similar products or services. How can yours rise to the top? One of the best ways to build a loyal customer base is to provide blue ribbon... Read More
Operations
October 30, 2019

How To Calculate Vacation Pay For Hourly Employees

Small businesses aren't required to offer paid vacation to employees, but this perk can help you attract better employees and keep your current workers happier.... Read More
Operations
October 11, 2019

Time Management Group Activity: 7 Workplace Activities

There are many benefits to working through a time management group activity with your team members. These games and challenges build camaraderie, improve teamwork... Read More
Marketing
August 08, 2019

8 Direct Marketing Strategies You Can Benefit From

There are so many different marketing channels today, it can be tough to choose the right one to promote your business. However, there is a time-tested marketing... Read More
Money Management
May 24, 2019

5 Most Important Financial Policies and Procedures for Small Business

A policy is a written set of ideas or plans used to make decisions. No matter what type of business you own, there are lots of workplace policies you should have in... Read More
Money Management
May 21, 2019

10 Rapid Business Growth Problems You Should Be Aware Of

Fast-growing businesses can face financial, legal, staffing, and supplier issues. Don’t get blindsided, check out these rapid growth problems and tips on how to avoid... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.