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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Operations
January 31, 2020

Traditional and Creative Business Owner Titles

When starting out, business owners are in charge of every detail needed to establish their company. That means a lot of forms to fill out and emails to send. What... Read More
Operations
January 07, 2020

January 2020 Check List for Small Business Owners

2020 is here! No matter how your 2019 ended up, it’s a fresh year for new beginnings. One way to get your business year started on a positive note is to review the... Read More
Marketing
December 27, 2019

5 Companies with Good Marketing Strategies

The following companies are crushing it when it comes to marketing. Although small business owners don’t have millions of dollars to spend, there are lessons to be... Read More
Marketing
December 19, 2019

Example of a Marketing Plan for Small Business

An effective marketing plan isn’t just another document to file away—it’s a powerful tool that can help you take your business to the next level. This resource can act... Read More
Operations
December 18, 2019

11 Company Improvement Suggestions With Major Impact

Regardless of how big or small your company may be, there is likely room for improvement. For many companies, employee retention is key to growing a profitable business Read More
Operations
November 28, 2019

6 Tips to Ensure Quality Customer Service

Many businesses have similar products or services. How can yours rise to the top? One of the best ways to build a loyal customer base is to provide blue ribbon... Read More
Business Stories
November 26, 2019

iWALKFree Business Story

If you’ve ever been on crutches, you know the problem. They’re uncomfortable, awkward, and make it almost impossible to do everyday tasks. And that’s not all. Not only... Read More
Business Stories
November 21, 2019

Los Gatos Ballet & Pilates Business Story

Marcie Ryken is the Executive/Artistic Director for Los Gatos Ballet & Pilates in Northern California, in business over 18 years. Through their dance and fitness... Read More
Operations
October 30, 2019

How To Calculate Vacation Pay For Hourly Employees

Small businesses aren't required to offer paid vacation to employees, but this perk can help you attract better employees and keep your current workers happier.... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.