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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Loans
September 11, 2024

Getting Ready to Qualify for an SBA Loan

As a small business owner, you’ve probably considered borrowing to cover working capital, purchase equipment, or make capital investments. SBA loans have low rates, long... Read More
Business Loans
March 26, 2024

SmartBiz Loans Makes SBA Loans Easy

Finance and technology expert Tom Groenfeldt recently wrote an article about SmartBiz Loans published by Forbes: SmartBiz Loans Uses Tech And People To Expedite SBA Loan... Read More
Business Loans
November 29, 2023

Bank Term Loans 101: Understanding the Basics for Small Business

When you’re looking for financing options for your small business, a bank term loan may be a good option. Our article will help explain the application process, demystify key... Read More
Business Loans
November 20, 2023

Getting a Small Business Loan May Become Easier

The Small Business Administration recently announced updated Standard Operating Procedures (SOP) to expand access to capital, which may make it easier for small businesses to... Read More
Business Loans
September 29, 2023

SBA Loan Documents: What You Will Need

Paperwork! It’s the bane of small business owners. And applying for a small business loan from a bank can bring with it a flurry of required information. ... Read More
Business Loans
September 28, 2023

Securing Funding Without a Business Plan

A business plan may be a helpful roadmap for your business’s future. A business plan generally helps communicate your goals and objectives to others, including lenders. But... Read More
Business Loans
September 21, 2023

The Power of Fixed Rates: How Bank Term Loans May Provide Financial Stability

When it comes to financing your small business, you typically have options. A bank term loan with a fixed interest rate may offer a solid foundation for financial planning... Read More
Business Loans
September 19, 2023

Funding Options for Hispanic-Owned Businesses

Hispanic-owned businesses have a major, positive impact on the U.S.. These businesses contribute to local economies by adding jobs and bringing growth to their communities,... Read More
Business Loans
September 15, 2023

Scaling Smart: A Guide to Sustainable Small Business Expansion

If you’ve been considering expanding your small business, there are generally a lot of factors to think about. From leveraging technology and optimizing processes, to... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.