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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Loans
May 11, 2023

How Interest Rates Influence SBA Loans

With interest rates creeping to record-high levels from the second half of 2022 through the beginning of 2023, the cost of borrowing money has risen exponentially for most... Read More
Business Loans
April 12, 2023

Does Timing Matter When Applying for an SBA Loan?

As the backbone of the American economy, small businesses create jobs, provide essential services, and contribute to local communities. However, many small businesses struggle Read More
Business Loans
March 20, 2023

7 Loans for Insurance Firms

There are roughly 415,446 insurance businesses in the U.S. as of 2022, and it's safe to say that the industry is competitive. To stay a financially sound agency and attract... Read More
Business Loans
March 18, 2023

6 Loans for Retailers to Boost Your Small Business

The retail industry faces many unique challenges, such as frequent high and low seasons, and ever-changing trends. The retail industry also has quite a bit of upfront... Read More
Business Loans
March 14, 2023

Are SBA Loans Taxable Income? What You Should Know

Small business finance experts often recommend Small Business Administration (SBA) loans above all other types of funding. That’s because the SBA loan program’s... Read More
Business Loans
March 10, 2023

SBA Loan Spending Guidelines: Everything You Should Know

If you’re considering an SBA loan to fund your business, you might be wondering how exactly you can use your loan proceeds. The great news is that SBA loans cover the vast... Read More
Business Loans
March 06, 2023

10 Popular Small Business Financing Options

Navigating all the different types of business financing available to small business owners can be confusing. Additionally, busy entrepreneurs may not have the in-depth... Read More
Business Loans
March 03, 2023

How to Determine the Right Type of Small Business Loan for Your Company

As a small business owner, you know that having access to affordable financing is generally crucial for the success and growth of your company. However, with so many... Read More
Business Loans
March 01, 2023

Small Business Loans for Women – Get SBA Funding

There’s no denying that obtaining low-cost financing is a successful way to boost small business growth. In fact, research has shown that receiving a loan increases the... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.