Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Small Business Owner

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Small Business Animal Hospital

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Small Business Owners

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now
SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Business Loans
March 18, 2023

6 Loans for Retailers to Boost Your Small Business

The retail industry faces many unique challenges, such as frequent high and low seasons, and ever-changing trends. The retail industry also has quite a bit of upfront... Read More
Business Loans
March 10, 2023

SBA Loan Spending Guidelines: Everything You Should Know

If you’re considering an SBA loan to fund your business, you might be wondering how exactly you can use your loan proceeds. The great news is that SBA loans cover the vast... Read More
Business Loans
March 06, 2023

10 Popular Small Business Financing Options

Navigating all the different types of business financing available to small business owners can be confusing. Additionally, busy entrepreneurs may not have the in-depth... Read More
Business Loans
March 03, 2023

How to Determine the Right Type of Small Business Loan for Your Company

As a small business owner, you know that having access to affordable financing is generally crucial for the success and growth of your company. However, with so many... Read More
Business Loans
March 01, 2023

Small Business Loans for Women – Get SBA Funding

There’s no denying that obtaining low-cost financing is a successful way to boost small business growth. In fact, research has shown that receiving a loan increases the... Read More
Business Loans
February 28, 2023

The Ultimate Guide: SBA Loans to Grow a Law Practice

If you’re running a busy boutique law firm, it’s important to secure the right financing options as you expand your practice. Taking out a business loan can be a great way to... Read More
Business Loans
February 21, 2023

Business Line of Credit

If you’re in need of access to money “on demand”, you may want to consider a business line of credit. Here’s some information to consider regarding this flexible... Read More
Business Loans
February 17, 2023

Choosing the right business loan provider

If you’ve made the decision to apply for funding to fuel your business, congratulations! The right funds may help you put your foot on the accelerator and power up your... Read More
Business Loans
February 08, 2023

Strengthen Cash Flow: Growth Options for Retail Businesses in 2023

Small retail business owners are understandably on edge heading into Q2 2023. However, the post-pandemic economy has not had the expected negative effect on American... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.