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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Business Loans
January 22, 2023

A Beginner’s Guide to Small Business Loans and How to Qualify for One

If you Google® "small business loans" you'll get over two billion results! But don't get overwhelmed. With a little research, you can determine the best way to secure... Read More
Business Loans
January 19, 2023

4 Common Reasons to Consider Taking Out a Small Business Loan

There are typically multiple steps involved in launching and maintaining a successful small business. From choosing the initial product or service to putting systems... Read More
Business Loans
January 17, 2023

4 Driving Forces Behind SBA Loan Approval Rate Trends

If your business could benefit from outside funding, one good option may be a Small Business Administration (SBA) loan. Known for low rates and long terms, an SBA loan... Read More
Business Loans
January 13, 2023

7 Tips for Choosing the Right Small Business Financing Option

Choosing a financing option is typically one of the most important decisions you’ll make for your business. Choosing the wrong loan with the wrong terms may have... Read More
Business Loans
December 23, 2022

The 4 Best Small Business Loans for Excellent Credit

There are times when you might need additional funding to either grow your company or keep it running smoothly. In those cases, lenders may be able to offer various... Read More
Business Loans
December 16, 2022

Construction Loans: 7 Options for Firms

Running a construction firm can be expensive. Building, repairing, renovating, and maintaining infrastructures may easily run up a tab. Whether your construction firm focuses... Read More
Business Loans
November 02, 2022

Restaurant Renovation Loans: 7 Options to Consider

There are plenty of good reasons to consider renovating your restaurant. Maybe you’ve been in operation a while and your building could use some sprucing up. Or maybe... Read More
Business Loans
October 26, 2022

Small Business Loans to Consider: 6 Options

When you need small business funding, a financial history that’s less-than may sometimes stand in your way– but not always. A poor credit score may put the very... Read More
Business Loans
October 20, 2022

What You Need to Know About Business Credit Reports

Your credit score and report help lenders get a general sense of the health of your business and, ultimately, your ability to repay a loan. If the information in your credit... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.