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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Business Loans
July 18, 2023

Big Banks & Small Loans: Why Is It So Hard To Get Funding?

Even as big businesses are awash in capital, many small business owners are having trouble getting the financing they need to grow. The Institute for Local... Read More
Business Loans
June 28, 2023

How to Get Investors For Your Business: 5 Great Strategies

Growing your business may be simultaneously exciting and stressful, and the biggest challenge might be financing your growth. Capital is generally your bread and butter when... Read More
Business Loans
June 21, 2023

Understanding the Average Business Loan Interest Rate: What You Need to Know

When it comes to securing financing for your small business, understanding the interest rate is generally key for comparison shopping, cost evaluation, and financial... Read More
Business Loans
June 16, 2023

Do I need a business plan to get a small business loan?

Small business owners generally need some type of plan to help focus strategy, assign and track responsibilities, manage money and more. A lengthy formal document... Read More
Business Loans
June 14, 2023

16 Mistakes to Avoid When Seeking an SBA Loan

Seeking outside funding for your small business may be stressful. From determining how much and what type of funding to making sure you’re getting an affordable loan, there’s... Read More
Business Loans
June 09, 2023

Thriving Through the Summer Season: A Guide to Small Business Growth

Longer days and rising temperatures often mean uncertainty for small businesses. Depending on your business, summer may bring a boom in activity and sales as people take... Read More
Business Loans
June 08, 2023

4 Things You Should Know Before Applying for a Business Loan

What Are the 4 Most Important Things To Know Before Applying for a Business Loan? Find the answers at Inc. from Evan Singer. Read More
Business Loans
May 24, 2023

Interest Rates Increased Again. What Does it Mean for Your Business?

As part of their attempt to combat inflation, the Federal Reserve (Fed) recently announced a 0.25% rate hike, bringing the prime rate to 8.25%. This rate may be at or nearing... Read More
Business Loans
May 18, 2023

How to Finance Your Small Business in a High-Rate Environment

We’ve all watched interest rates gradually rise over the last several quarters. For small businesses seeking affordable financing solutions, this may seem daunting. But... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.